Lone Star National Bank’s Post

In the race for the next refinance boom, will the swift adaptability of wholesale brokers and digital lenders outpace traditional retail channels, or will old-school banking relationships still hold sway? Join the debate as Vincent Valvo and Andrew Berman clash over which channel will emerge victorious in the ever-evolving mortgage landscape. #mortgagenews #mortgageprofessional #nmpnews #cagematch

> Founded by Steven Schnall in 2009, New York based Quontic Bank is a #neobank that offers a variety of #mortgage solutions. > On the upside, it does not charge any monthly fees and the interest rates are competitive, but on the downside, there is no customer support on weekends, and there are no physical locations. > More insights into this 'different kind of bank' in an article in Banking Frontiers by Mohan N. CLICK HERE >> https://lnkd.in/e7ys4nkM If you like my #content, please follow me on Linkedin.

Bendigo Bank's rebranding offers significant benefits for borrowers. With competitive rates, low fees, and flexible products now available through brokers, this change promises more tailored solutions for everyone. It's an exciting time for those seeking better mortgage options. To understand how this rebranding can benefit you, check out the full blog post in the link below 👇 #MortgageAdvice #BendigoBank #PropertyFinance #LagosFinancial

Going above and beyond to meet the needs of our customers is second nature to our employees. At #LSNB we take pride in delivering excellent customer service. We do what the little banks can't, and the big banks won't! Come and experience the difference for yourself. We’re committed to providing personalized service that truly makes a difference. 💙 #WeAreLSNB #CustomerTestimonial #BankLocal #Community #Banking #ExceptionalService #Mortgage #Insurance #Investments #WealthManagement

📢 Check Out the Latest Episode of IPFA Talks! Watch as our CEO, Haydn Thomas and other industry professionals discuss the value of IPFA, the future of financial advice, and much more. #IPFATalks #FinancialAdvice #IndustryExperts #FutureOfFinance

Prepare for the future, check out Blue Sage Solutions to accelerate your growth!

Discover how Bendigo Bank’s rebranding can unlock new opportunities for your mortgage needs! Bendigo and Adelaide Bank's recent rebranding is more than just a name change. With Bendigo Bank now available to brokers, you have access to competitive rates, low fees, and flexible offset accounts. Imagine the convenience of a larger branch network and the trusted reputation of Bendigo Bank Broker working for you. But that's not all – the new Digital Lending Platform promises faster approvals and a smoother mortgage process. Curious about how these changes can benefit you? Discover the full story and why this rebranding is a game-changer for consumers. 🔗 https://lnkd.in/gdJ_-Gsh #BendigoBank #MortgageOptions #FinancialServices #BankingNews #MortgageBrokers #Rebranding #DigitalLending #HomeLoans #LagosFinancial #CompetitiveRates

In banking, market value is initially used for calculations, but if an appraisal is needed, it usually takes precedence. 📝 Confusion arises when the values differ, sometimes impacting your loan amount. 🏦 Curious or facing a specific scenario? Let's chat! 💬 -- 📞 604-970-9419 📩 quinn.berry@haystax.ca 🌐 beacons.ai/haystaxbroker #mortgagebroker #mortgageagent #canadamortgages #mortgageupdate #mortgage101 #mortgagenews #mortgagerate #canadamortgagebroker #canadamortgage #haystaxmortgage #haystaxmortgagevancouver #vancouvermortgage #vancouverrealestate #vancouvermortgages #vancouver

In my last life as an MLO, I'm going to take this as a reminder to: Tell you to check your amortization schedule and ensure that the payments you are making are having the impact you intend them to. When I was with BBVA, additional payments would only advance the amortization schedule. Meaning that for every payment from your first to last (imagine them numbered out) it would progress through the interest/principal assigned to each payment faster, without giving you a break on interest. The bank would get its money faster decreasing their risk. The only way this would be circumvented is if you designated a "principal only" payment of $10k or more. Many of the people I talked to found out way too late. And the mortgage industry has many of your payments servicers changing year to year (usually you'll get a notice about this in the mail) Make informed decisions on where your $ is going. This isn't financial advice, just a PSA. #lending #mortgage #payments #financing #banking

The team had the pleasure of catching up with Dean and David from MA Money, who visited our office to dive deeper into how niche lenders are offering unique solutions that mainstream banks won’t go near. These specialised lenders provide creative options for clients with complex income structures, unique property types, or credit challenges. For many, these solutions can be a game-changer, helping them secure loans that may otherwise be impossible. This adds tremendous value to what we, as mortgage brokers, can offer to clients. It's all about finding the right fit! If you're struggling with traditional lenders, don’t hesitate—let’s explore these alternative solutions together and find what works best for you. #MortgageBrokers #NicheLenders #TailoredSolutions #MAMoney #MortgageHelp #WeWorkForYou