Manuel "Manny" Barroso’s Post

I watched the 60 Minutes episodes with Lina Khan last night. I appreciate the investigations into prices and unfair competition. Still, it appears that there has been an overwhelming focus on private equity and venture capital industries over the past few years. Meanwhile, one of the most significant costs for the average American is the cost of their health insurance, the deductibles, and the co-insurance. While the FTC has investigated pharmacy benefits managers, why have they ignored the actual health insurance companies that are buying up competitors and reaching monopoly status? Look how the healthcare system was upended this year when Change Healthcare (Purchased by United Healthcare) was hacked. Doctors could not get paid, claims could not be processed, payroll was missed in many practices, and paying rent was at risk. One has to wonder how cases are chosen and who decides what companies to investigate. Here is an interesting statistic - https://lnkd.in/eckwFgFg https://lnkd.in/eDMKMhAP

My latest commentary in West Virginia Watch.

My latest commentary in the West Virginia Watch.

This is the last topic in our series. We explain what long term care is, who provides it and where, and how it's paid for, with emphasis on the ALTCS program and LTC insurance. https://lnkd.in/gnsHHvCK

There is no requirement for employers to pay tax and National Insurance on certain health benefits covered by tax concessions or exemptions. For example, there is no requirement to report employees’ medical or dental treatment or insurance if they are a part of a salary sacrifice arrangement. #MedicalCareEmployees #DentalCareEmployees

Excellent summary on the Section 1557 final rule. It’s now in effect! https://lnkd.in/eEE-gQGV

Today I’m going to give you an example of why it is so important to question everything. And to understand your coverage. Read more on my blog here: https://lnkd.in/gCD64XUm

Full video from CBC of this case. Human right tribunal all the way !!!

When considering long-term care insurance, individuals often encounter two main types of coverage: indemnity and reimbursement. Although both types aim to manage the costs of long-term care services, they operate on different principles. In this month's edition of The Digest, you will find various tools and resources that can help your clients understand these differences to make informed decisions that are tailored to their needs and preferences. #longtermcare #insurance #TheDigest

This is the exact reason why I am dedicated to building a first party, bad faith, insurance practice as part of my law practice. Among the many issues that Americans face far too regularly: insurance companies deny claims with absolutely no basis to do so; the fact that vision and dental are somehow treated as separate from one’s health (this is an odd legal fantasy we should not put up with); and finally the fact that both federal and state mental health parity laws are never practically enforced. These and other practices are a result of the lack of regulation and accountability insurance companies are held to. In other words, they have no incentive to do what we pay them to do, since no one is forcing them to do it.