Michael Schwartz’s Post

Check out 503c filings on ProPublica. While we can’t name names, some companies in our industry are seeing 10% year-over-year growth, whereas our DSO customers growth remain flat and in some their EBITDA have fallen 30-40% in last 4 years.

Go check out these videos from DisruptHR Wichita 5.0! They feature some inspiring talks and you will hear from two of our very own ProValue employees!

My latest commentary in West Virginia Watch.

To find out how much you could save when you bundle your broadband, energy and mobile and insurance with UW head over to the UW website. Do you need simplicity in your life? Comment below if you're interested in saving a bundle 👇 http://wu.to/aII4ps #OneBill #MoneySaving

This is the last topic in our series. We explain what long term care is, who provides it and where, and how it's paid for, with emphasis on the ALTCS program and LTC insurance. https://lnkd.in/gnsHHvCK

This is the exact reason why I am dedicated to building a first party, bad faith, insurance practice as part of my law practice. Among the many issues that Americans face far too regularly: insurance companies deny claims with absolutely no basis to do so; the fact that vision and dental are somehow treated as separate from one’s health (this is an odd legal fantasy we should not put up with); and finally the fact that both federal and state mental health parity laws are never practically enforced. These and other practices are a result of the lack of regulation and accountability insurance companies are held to. In other words, they have no incentive to do what we pay them to do, since no one is forcing them to do it.

There is no requirement for employers to pay tax and National Insurance on certain health benefits covered by tax concessions or exemptions. For example, there is no requirement to report employees’ medical or dental treatment or insurance if they are a part of a salary sacrifice arrangement. #MedicalCareEmployees #DentalCareEmployees

It is unbelievable how the legislators favor insurance companies. Well, not really unbelievable. Money talks unfortunately. Insurance is getting to become a simple formality; you have to pay for it, but you really get nothing in return. I totally understand the issues in an area like Southeast Florida where so much fraud and so many dishonest citizens and public adjusters reside, but we are now at a point to whether you either sue the insurance company or you do not get paid. To make things worse, if you WIN your lawsuit, you can't even recover your attorneys fees, so unless you have a 6 figure claim, you might as well just pay out of pocket. How is this fair to any homeowner or Insured? I invite you to read this article I read today. I was a witness to State Farm's tactics to avoid paying for a claim in my own home, so this hit home for me. Something needs to change! Insurance giants are ‘stiffing’ customers in Florida, report says (tampabay.com)

Section 79 has been on my mind. https://lnkd.in/eY3bd_j8

Quick question – what's a commonly undersold and misunderstood policy that may still be very helpful? This episode shares what benefits this rather misunderstood policy may have for you!