Monese’s Post

As we mark National Financial Awareness Day on 14 August, it's the perfect time to dispel some widespread myths and misconceptions about personal finance. 🧠💡 At Monese, we believe that financial literacy is key to achieving financial freedom. Let’s clear up some common misunderstandings: Myth: You Need a High Income to Save 💸 Reality: Saving isn’t about how much you earn, but how you manage what you have. Even setting aside a small amount regularly can build up over time. Start with what you can, and gradually increase the amount saved in a Monese pots* *Monese Pots come with no interest Myth: Budgeting Is Restrictive 📊 Reality: Budgeting is a helpful way to review your spending and check you’re spending on what truly matters to you. Tools like the Monese app make budgeting easy and stress-free. Myth: It’s hard to build a credit score 💳 Reality: While high-interest debt can be harmful, responsible use of credit and the Monese Credit Builder could help build your credit score. https://lnkd.in/dSuT7SRu Myth: Emergency Funds Aren’t Necessary if You Have Credit Cards 🚫 Reality: Credit cards can help in emergencies, but they also come with high-interest rates. Having a dedicated emergency fund, such as a Monese pot, ensures you’re covered without accruing debt. Myth: Personal Finance Is Too Complicated 🤯 Reality: It can seem daunting, but personal finance is manageable with the right tools and resources. The Monese app provides easy-to-use budgeting features to help you stay on top of your finances effortlessly. Let’s use National Financial Awareness Day to educate ourselves and others. Busting these myths is the first step towards financial empowerment. Remember, knowledge is power, and with Monese by your side, mastering your finances is within reach! #FinancialAwareness #MythBusting #PersonalFinance #Monese #Budgeting #Saving #FinancialLiteracy #EmergencyFund

Introducing HoneyBook Finance! 💵 A new suite of tools that simplifies finances and unlocks insights, all from your HoneyBook account. Now you can manage your money where you manage your business. Gain financial confidence, take control of your money, and get visibility into your financial health with tools like: → Cashflow planner: Keep track of money coming in and out of your business to ensure you earn more than you spend. → Business debit card: Tag transactions by project and automatically categorize purchases so you have full visibility into your spending. → Savings buckets: Automatically allocate a percentage of payments toward different savings goals, whether for taxes, expenses, or a little bonus for yourself. → And so much more! Unlock the financial freedom to grow on your terms. Learn more about HoneyBook Finance: https://bit.ly/3BIBwXw **HoneyBook is a software company, not a bank. Banking services are provided by Lincoln Savings Bank, Member FDIC. HoneyBook Visa Debit cards are issued by Lincoln Savings Bank, Member FDIC. HoneyBook is not FDIC insured. FDIC insurance only covers the failure of an insured bank.

We know financial planning is a struggle for independent businesses, so we built HoneyBook Finance to solve that pain point 🚀

Instant Cash Dash Review: Financial Independence With first-ever Guarantee System| Hi readers, here is my Instant Cash Dash Review. Welcome to a world where instant payments and real results are not just a possibility, but a guarantee. Say goodbye to the endless search for ‘magic formulas’ and tired rehashes of old methods. With Instant Cash Dash, your journey to making money is streamlined, straightforward, and backed by a promise of success. This blog post delves into the intricacies of Instant Cash Dash, offering you the insightful information you need to make a life-changing decision. Read the full review here: https://lnkd.in/e3SCSUxD #InstantCashDash #Review #OnlineIncome #MoneyMakingMethod #FinancialFreedom #QuickCash #SideHustle #GuaranteedIncome #EasyMoney #IncomeOpportunity #PassiveIncome #MakeMoneyOnline #DigitalEarnings #FinancialSuccess #JamesRenouf #MaxGerstenmeyer

HoneyBook Finance is here! I'm incredibly proud of the team for this launch, and especially our lead PMM, Rachel Brender Ziv, for leading the charge! HoneyBook Finance was created with independent business owners in mind, addressing their need for greater control and clarity around their finances. With over $11 billion earned by businesses on HoneyBook,  we knew we were in a position to make it easier for these businesses to put their money to work. The magic? When members receive payments through HoneyBook, they can immediately access those funds to spend on their most pressing needs, allocate funds to savings buckets for things like taxes, and get a complete picture of their money-in and money-out. And that's just the beginning. HoneyBook Finance isn't just about making finances more convenient for small businesses, it's about giving them more agency over their funds and confidence in their cashflow, so they can make informed decisions that keep their business moving forward.

MoneySavingExpert.com Your Go-To Resource for Smart Financial Decisions At Money Saving Expert, we empower consumers to take control of their finances and save money confidently. Founded by Martin Lewis, our mission is simple: to provide reliable, unbiased information that helps you make informed financial choices. Whether you're looking to cut costs, find the best deals, or understand complex financial products, we’re here to guide you every step of the way. What We Offer Expert Advice: Our team of financial experts offers practical tips and strategies for saving money on everyday expenses, from groceries to utility bills. Comparison Tools: Use our powerful comparison tools to find the best rates on energy, insurance, loans, and more. We gather all the essential information so you can easily make cost-effective choices. Guides and Resources: Explore our extensive library of guides covering various financial topics, including budgeting, debt management, and investment strategies. Our resources are designed to help you navigate the financial landscape with confidence. Latest News and Updates: Stay informed with the latest financial news and updates that could impact your wallet. Our team monitors changes in the market, government policies, and consumer rights to keep you in the loop. Community Support: Join our vibrant community of savers where you can share experiences, tips, and advice. Our forums provide a space for discussion and support, helping you learn from others on similar financial journeys. Why Choose Money Saving Expert? Unbiased Information: We pride ourselves on providing impartial and transparent advice. Our recommendations are based solely on what’s best for consumers, not influenced by advertisers. Trusted Reputation: With millions of users and countless success stories, Money Saving Expert has become a trusted resource for individuals seeking to improve their financial health. Commitment to Empowerment: Our goal is to educate and empower you to make better financial decisions, ensuring you have the tools and knowledge to save money effectively. Join Us Today! Take control of your financial future with Money Saving Expert. For more information and to access our wealth of resources, visit us at moneysavingexpert.com. Start saving smarter today!

"Pay Yourself First" – A Timeless Wealth-Building Principle 💰 How do you save money? Is it regular? Do you let money build up in checking and move money over to your savings at the end of the month? Do you know exactly how much you save each month? I recently read The Richest Man in Babylon, and while the book is nearly 100 years old, its lessons are as relevant today as ever. One of its key takeaways—pay yourself first—is a principle that every aspiring wealth-builder should embrace. Think about it: In life, we pay so many others before we pay ourselves. We pay our landlords, utility companies, grocery stores, and even streaming services, all before we set anything aside for our own financial goals. Shouldn’t your goals be just as important—if not more so—than everyone else’s priorities? By paying yourself first, you flip the script. This habit not only builds financial security but also creates the foundation for long-term wealth. Here’s why this principle is so powerful: 1️⃣ It prioritizes your financial future. You’re building a safety net and setting yourself up for opportunities. 2️⃣ It instills discipline. Learning to live on what’s left forces smarter spending habits. 3️⃣ It makes money work for you. The funds you save can grow through investments, compounding over time. We’re so conditioned to pay others first that changing this habit takes effort and sometimes someone to hold you accountable. When you start viewing every dollar as a tool to secure your future, the shift feels empowering. Our team has seen this principle transform the way people think about their money—and their lives. Whether you’re just starting your financial journey or looking to refine your habits, paying yourself first is a timeless strategy for achieving financial independence. What are your thoughts on this concept?

Want to use credit cards wisely while maximizing rewards? https://lnkd.in/gktKz3kH tips show you how to manage credit cards responsibly and make them work for you. From paying off balances to using perks like a pro, we’ve got the strategies to help you avoid pitfalls and missing out on the rewards of credit cards. #creditcard #personalfinance #financialplanner #CFP

💳💷 Bank Statements: The Financial Invisible Ink! 🕵️♀️🔍 Ever tried remembering why you withdrew £50 at 2 AM from a Nando's cash point? No? Just me then... 🍗💰 Welcome to the wild, wacky world of personal finance, where bank statements are about as clear as a London fog and your spending habits are more mysterious than the ingredients in a proper British banger! 🌁🌭 Join me, your cheeky financial guru, as we embark on a journey more thrilling than a rainy bank holiday weekend in Blackpool! 🎢☔ In this riveting financial exposé, we'll: 🎭 Unmask the mysteries hidden in your bank statements (Spoiler: It wasn't the dog that bought those designer chew toys) 💳 Learn why your debit card should be your new best mate (Sorry, pub mates, but at least it won't drink all your pints) 🧺 Master the art of financial laundry sorting - no pink fivers, we promise! (Unless the Bank of England's feeling fancy) 🕰️ Discover why 2 AM withdrawals at Nando's are as mysterious as crop circles (and potentially more expensive) 🏋️♀️ Flex those transaction categorisation muscles (It's like a workout, but you can do it from your sofa with a cuppa) But wait, there's more! 🎉 Bonus content: 📊 Uncover the 5 magical categories that'll make your accountant swoon faster than a free round at the local! Assets (Things you own, like that ceramic dog you impulse-bought) Liabilities (Things you owe, like your tab at the local chippy) Equity (What's left after you've paid for all those late-night Nando's runs) Revenue (The stuff that fills your piggy bank) Expenses (The stuff that empties it faster than you can say "Cheeky Nando's") WARNING: Side effects may include sudden urges to check your bank balance, an unhealthy obsession with spreadsheets, and the ability to bore people at parties with financial jargon. But hey, at least you'll know where your money's gone! 🤓💸 Don't miss out on this once-in-a-lifetime opportunity to turn your finances from a right dog's dinner into a proper posh nosh! Hit that follow button faster than you can say "contactless payment"! 👆💨 Remember: Using cash is like trying to solve a murder mystery where you're both the detective AND the culprit. Stick to cards, mate - your future self (and your accountant) will thank you! 🕵️♂️💳 #NandosAtMidnight #FinancialDetective #BankStatementBanter #PersonalFinance #MoneyMatters #AccountingHumour #BritishBudgeting #CashPointConfessions #DebitCardDiaries #FinancialLiteracy #PintSizedEconomics #FiscalFrolics #QuidProQuo #SterlingAdvice #BudgetBanter #CropCircleCash #NandoNomics #MidnightMoney #FiverPhilosopher #BeanCounterBanter 🎵 Song: "Money" by Pink Floyd

Top Reasons to Consider a Premium Savings Account for Your Financial Goals. Click the link below to apply for a Savings Account: https://lnkd.in/dkPEqfYR #saralbankingsewa #SBS #savingsaccount #premiumsavingsaccount #comparison