Rizon Finance’s Post

Don’t fall for the third biggest money mistake: 𝐏𝐚𝐲𝐢𝐧𝐠 𝐨𝐟𝐟 𝐲𝐨𝐮𝐫 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐢𝐧 𝟑𝟎 𝐲𝐞𝐚𝐫𝐬! 🏠⏳ Banks profit off your long-term interest. By paying off your mortgage sooner, you can build wealth faster. Be intentional with your income, reduce debt quickly, and invest wisely for a brighter financial future. https://lnkd.in/gJttuWm5

Start with a PLAN

🎅🏠📜 'Tis the season for Mortgage Note Investing and a visit from Santa Claus! 🎄🎁As we deck the halls and spread holiday cheer, let's not forget that sound #financialplanning and smart investments can make every season bright. 🌟 Just as Santa carefully prepares his list, checking it twice, we too should consider our investment strategies with care. #Noteinvesting offers a unique avenue for financial growth, and it's the gift that keeps on giving throughout the year. 🏦💼 #MerryChristmas

DON'T TOUCH YOUR SUPER-LOW RATE FIRST MORTGAGE! Give yourself the gift of financial flexibility! A HELOC gives you the flexibility to access funds when you need them most. Whether it’s for gifts, a winter getaway or tackling new projects in the coming year, your home’s equity can help you stay financially comfortable without dipping into savings.

As we age, financial security becomes crucial. Many seniors worry about the future of Social Security and Medicare, fearing these programs might not cover their needs. A Reverse Mortgage can be a valuable tool to ensure stability and peace of mind. If you're a senior worried about future benefits or struggling with monthly cash flow, a Reverse Mortgage might be the solution. Don't wait until financial pressures become overwhelming. Check out the full story. 📞 Contact Michael Pankow, NMLS 220611, at 916.296.7765 with all inquiries. #ReverseMortgage #FinancialSecurity #SeniorLiving #RetirementPlanning

Feeling like your mortgage payments are a ball and chain holding you back? Refinancing might just be the key to unlocking your financial freedom! 💸🔓 By adjusting your mortgage terms, you could save significant money and loosen those financial chains that are keeping you down. Imagine the relief and freedom of paying less each month! Let’s break those chains together and see how much you could save. Ready to explore your options? DM me today! 📬✨

🏡 Ever heard of a gift of equity? It’s a game-changer for buying a home from family! Here’s how it works: Instead of just giving you a discount on the price, your family can offer a gift of equity. For example, if the home is worth $400,000, and they give you $80,000 as a gift, the bank sees it as if you’ve put down 20%. That means: ✅ No mortgage insurance ✅ Better loan terms ✨ Pro tip: You can even use the gift of equity to cover closing costs or buy down your interest rate. That means you could walk into closing with zero money out of pocket and still get the best terms available! 👉 Want more tips like this? Hit that follow button to stay in the know!

The amount you'll need depends on a bunch of factors, like the type of mortgage you're eyeing and your financial situation. Sure, you might have heard that magical 20% figure, but fear not! There are options out there tailored to your circumstances. Imagine this: some programs offer as low as 3% down for those who qualify. And don't forget those amazing down payment assistance programs waiting to be discovered! Let's ease that burden together. Click the link in our bio to contact a loan officer near you. Together, you'll craft a strategy to make those homeownership dreams of yours a reality! #DownPayment #DPA #MortgageBasics

By planning your mortgage out in advance, you’ll save money and be better prepared to deal with any financial setbacks. Learn more 🏠 https://lnkd.in/erTZmYjr

Today, our Mortgage Monday spotlight is on Rhonda Olsson! Rhonda services the Big Rapids and Mt. Pleasant areas. Check out 5 ways you can save for a down payment below! Saving for a house down payment requires discipline and a well-thought-out plan. Here are five strategies to help you save efficiently: 1. Set a Specific Goal 2. Create a Budget and Stick to It 3. Automate Savings 4. Downsize and Simplify 5. Explore Down Payment Assistance Programs