🎄Season's greetings and happy holidays! ⛱ Thank you for all your support throughout 2024! Wishing you a wonderful Christmas and New Years holiday break 🙌 We hope we helped make your mortgage and finances a little easier to stay on top of throughout the year! 😁 Here's hoping for a few rate cuts in 2025! 😅 From the team @ Rizon Finance
Rizon Finance
Financial Services
Bannockburn, Victoria 37 followers
Mortgage/Finance Broker specialising in First Home Buyers, Business and Personal Finance Solutions
About us
Rizon Finance: Your Trusted Partner in Finance Solutions. At Rizon Finance, we're dedicated to helping customers achieve their financial goals, no matter how big or small. We understand that everyone's financial journey is unique, and we're committed to providing tailored solutions that meet your specific needs. Our Approach: • Personalised Service: We take the time to understand your aspirations and goals, offering expert advice in a clear and transparent manner. • Trust and Transparency: Building trust is our foundation. We strive to provide a hassle-free experience, ensuring you're supported throughout your financial journey. • Extensive Network: With access to over 60 lenders, we can source the most suitable financial products to fit your circumstances. Our Services: • Residential and Investment Property Finance • Business Property Financing • Business and Personal Loans Partnering for Success: We're always seeking to collaborate with businesses that share our values of providing exceptional service and ethical advice. If you're a like-minded professional looking to build lasting relationships, we'd love to hear from you. Let's work together to achieve customer service and professional advice excellence.
- Website
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www.rizonfinance.com.au
External link for Rizon Finance
- Industry
- Financial Services
- Company size
- 1 employee
- Headquarters
- Bannockburn, Victoria
- Type
- Self-Owned
- Founded
- 2024
- Specialties
- Self-employed Mortgages, Contractor Mortgages, Business Finance, Equipment Finance, First Home Buyers, Car Loans, Asset Finance, Personal Loans, Refinance, and Investment Property
Locations
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Primary
42 Dalcruin Dr
Bannockburn, Victoria 3331, AU
Employees at Rizon Finance
Updates
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🙌 Home buyers shift strategies, more go solo 🙌 A whopping 40% of first home buyers purchased a property on their own in the first six months of 2024, according to CommBank data. How did they do it? 🤔 Well, apparently 45% of first home buyers are now using government-funded guarantees to get into the market. That means tapping into initiatives like the First Home Guarantee, which requires just a 5% deposit and no lenders mortgage insurance. Or 2% for single parents. Contact us today to find out how you could get into a place of your own sooner. 👇 To find out more, DM us or contact the Rizon Finance Team on: ☎️ – 0493 887 239 💻 – info@rizonfinance.com.au #rizonfinance #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker #victoriafinance #victorialoans
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🤔 What’s the deal with negative gearing? 🤔 Negative gearing was back in the headlines again recently but what’s it all about? ‘Gearing’ simply means borrowing to invest. 🏡 ‘Negative gearing’ is where the costs of owning the property, such as loan interest, council rates, insurance and so on, exceed the rental income the property generates. The investor then claims a loss on the property via their tax return (even though the property’s value, aka capital gains, might have increased during that period). The advantage of negative gearing is that this loss can be offset against other income including your regular wage or salary. The end result is the potential to save on your annual tax bill. 📉 Interested in finding out more about buying an investment property? Talk to us about an investment loan to help get you started. 👇 To find out more, DM us or contact the Rizon Finance Team on: ☎️ – 0493 887 239 💻 – info@rizonfinance.com.au #rizonfinance #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker #victoriafinance #victorialoans
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As we head towards the end of 2024, let’s take a look at how property markets performed over the last year – and what’s being tipped for 2025. 🏡
How did property prices go in 2024? And what’s tipped for 2025?
rizonfinance.com.au
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🏡 Struggling to buy your first home? 🏡 Did you know 1-in-3 first home buyers get government support to buy their first home? (Housing Australia stats). They're supported by the federal government’s Home Guarantee Scheme (HGS) - which allows first home buyers to purchase a home with just a 5% deposit and not pay lenders mortgage insurance (LMI). Last financial year, the scheme helped more than 40,000 first home owners enjoy a place of their own. Contact us today to find out if you’re eligible for the scheme to get started with a 5% deposit. 👇 To find out more, DM us or contact the Rizon Finance Team on: ☎️ – 0493 887 239 💻 – info@rizonfinance.com.au #rizonfinance #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker #victoriafinance #victorialoans
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🙌 4 ways to save up a deposit sooner 🙌 It takes 5.6 years on average to save a 20% deposit, according to recent PropTrack data. But why wait that long if you don't need to? Here are 4 ways you could save up a deposit sooner. ✅ Pay LMI: some lenders accept a 5% deposit if you pay lenders mortgage insurance (LMI). ✅ Get a guarantor: can a close relative guarantee your loan? It could let you buy with a 5% deposit and no LMI. ✅ The First Home Guarantee scheme: the government guarantees your loan, so you can buy with a 5% deposit and zero LMI. ✅ Use your super account: fast-track your savings by making use of the First Home Super Saver Scheme. Call us to know which pathway could work for you. 👇 To find out more, DM us or contact the Rizon Finance Team on: ☎️ – 0493 887 239 💻 – info@rizonfinance.com.au #rizonfinance #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker #victoriafinance #victorialoans
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The coming weeks will see millions of Aussies enjoy a well-earned getaway, and for some, a memorable holiday will inspire plans to buy a holiday home. Is it a good idea? And can a weekender still stack up financially? 🏖
Thinking of buying a holiday home? Here’s what to weigh up
rizonfinance.com.au
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🏡 Can’t afford to buy in your preferred area? 🏡 It could be time to consider a ‘dupe’ suburb. These are locations close to more expensive areas that let you enjoy the same lifestyle without the high price tag. 👍 Even better, gentrification tends to spread. So today’s dupe could be tomorrow’s property hotspot. 🙌 How to pick a dupe? Look for postcodes close to suburbs that have seen big gains in house prices or recent development. Better yet, PropTrack has a handy interactive property price tool that reveals the most expensive and affordable pockets in each suburb across the country. DM or contact us and we'll send you a direct link to it. 👇 To find out more, DM us or contact the Rizon Finance Team on: ☎️ – 0493 887 239 💻 – info@rizonfinance.com.au #rizonfinance #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker #victoriafinance #victorialoans
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🤔 Fixed rates are down. Will variable be next? 🤔 A number of lenders recently cut their fixed rates - by more than half a percent in some cases, according to Mozo. Why does that matter? Fixed rates can signal where lenders see interest rates are heading. 📉 Already, our big banks are expecting rate cuts between now and mid-2025. And right now though, some lenders' fixed rate home loans are lower than their variable rate options. Not comfortable fully locking in your home loan rate? 😅 Talk to us about splitting between fixed and variable rates - it can give you the benefits of both. To find out more, DM us or contact the Rizon Finance Team on: ☎️ – 0493 887 239 💻 – info@rizonfinance.com.au #rizonfinance #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker #victoriafinance #victorialoans