Sean Thomas’ Post

The 1st Circuit has ruled that a commercial general liability insurer had no duty to defend a general contractor against an apartment developer’s lawsuit over subcontractors’ allegedly faulty work that damaged other parts of the project. https://lnkd.in/gSyQuth3

Discover how Westfield Specialty Insurance's CPPL policy is tailored for construction contractors, covering pollution incidents and professional liabilities like design errors. Stay compliant and protected with a robust insurance solution designed to mitigate risks in the complex regulatory landscape. https://hubs.la/Q02Gptqb0 #ConstructionRisk #PollutionInsurance #ProfessionalLiability #Insurance

🏗 Liability insurers await final word on building defects row, writes Insurance News. Commenting in the magazine, James Rigney says that "the High Court appeal will decide whether NSW construction professionals and insurers can continue to rely on the proportionate liability regime to mitigate risk and minimise costs in litigation, as they have done for the past two decades”. Read the full story here 👉 https://lnkd.in/gpDQnNUZ The hearing is tomorrow and we will provide further commentary shortly. #Insurance #Construction #Liability #ProfessionalIndemnity

Discover how Westfield Specialty Insurance's CPPL policy is tailored for construction contractors, covering pollution incidents and professional liabilities like design errors. Stay compliant and protected with a robust insurance solution designed to mitigate risks in the complex regulatory landscape. https://hubs.la/Q02KYxqk0 #ConstructionRisk #PollutionInsurance #ProfessionalLiability #Insurance

❄️ SNOW PLOWING COVERAGE - Contractors! Standard general liability policies may have an auto exclusion, leaving snow plowing operations unprotected. A simple endorsement, like the CG 2292 can modify this exclusion and make sure you're covered. Don't risk being under insured! Make sure your policies are winter ready! #heydave #snowplowing #landscaping #construction #constructioninsurance

New podcast episode just dropped! I discuss the current lay of the land on condominium construction and liability issues with seasoned (former) attorney and insurance heavy hitter Aaron Laing. Check it out!

Do contractors need professional liability coverage? Good question. Professional liability, sometimes specifically referred to as errors & omissions coverage is usually reserved for doctors, lawyers, real estate agents, consultants and of course insurance agents. If these professionals make an error or omission when giving advice and consult and it results in damage to the their client, it can be covered. Contractors do more than just hammer nails or install plumbing. Many contractors offer advice and expertise on the design and function of the project. As contractors grow and find themselves offering more advice, it is probably worth it. Smaller contractors may not want to add more cost to each job.

Got contractors E&O Coverage? Let’s hope so after this ruling. Often overlooked, as the CGL has responded to construction defect events. We are experts, we advise and design what you need, not what we want to sell. #CGL #commercialinsurance #freeadvice

The world of insurance is never dull. Take this dramatic claim: a construction worker dies in a tragic Bobcat rollover while grading a mansion’s grounds. The claim was initially denied due to a clause excluding earth movement. After a prolonged legal battle involving an attorney, they paid over $10 million. It was a stark reminder of the unexpected twists in insurance claims and the importance of understanding your policy’s fine print. Repost this if it saved you from making the same mistake and helped you understand the importance of thoroughly reading your insurance policy. #InsuranceClaims #MansionConstruction #LegalBattle #BobcatAccident #ConstructionSiteHazards #DeniedClaims

We're no strangers to claims arising from tree root encroachment - in fact, we've been successfully defending tree root liability claims against our clients for over 20 years!   In our latest case study, we take a look at some recent cases where claimants have alleged damage to property due to tree root subsidence. Our thorough investigations determined that there was no clear causation or evidence linking the damages to the insured trees, leaving the claimants no choice but to accept our denial of liability.   Well done to Kelly Gill of our Casualty team for successfully defending each claim, and saving our clients tens of thousands of pounds!   Read the full case study here: https://lnkd.in/e8Wi2jHf #CaseStudy #LegalSuccess #Claims #ClaimManagement