The Wong Group at Wellington-Altus Private Wealth’s Post

Helping Clients Stay Ahead Proud to be mentioned in the Australian Financial Review article, 𝗘𝘅𝗽𝗹𝗼𝗿𝗶𝗻𝗴 𝗧𝗮𝘅-𝗘𝗳𝗳𝗲𝗰𝘁𝗶𝘃𝗲 𝗔𝗹𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝘃𝗲𝘀 𝘁𝗼 𝗦𝘂𝗽𝗲𝗿, where I shared insights on strategies to navigate the evolving financial landscape. When it comes to managing wealth, staying informed and proactive is key. With the proposed 𝗗𝗶𝘃𝗶𝘀𝗶𝗼𝗻 𝟮𝟵𝟲 𝗹𝗲𝗴𝗶𝘀𝗹𝗮𝘁𝗶𝗼𝗻 set to change the landscape for 𝘀𝘂𝗽𝗲𝗿 𝗯𝗮𝗹𝗮𝗻𝗰𝗲𝘀 𝗼𝘃𝗲𝗿 $𝟯 𝗺𝗶𝗹𝗹𝗶𝗼𝗻, many families are exploring solutions like investment bonds, which offer: ✅ Tax-effective structures with capped rates of 30% ✅ Asset protection to safeguard wealth ✅ Flexible estate planning options for seamless transfers At Family Wealth Advisory, we specialise in helping families protect and grow their wealth in changing times. Strategic planning and diversification are more important than ever to ensure long-term financial success. How are you adapting to these changes? Let’s connect and discuss. #WealthManagement #FinancialPlanning #TaxStrategy #InvestmentBonds #FamilyWealthAdvisory #AustralianFinancialReview

The Biden administration has developed a plan that would require more financial professionals to act as gold-standard fiduciaries when they’re making an investment recommendation or providing advice for compensation, at least when holding themselves out as trusted professionals. This New York Times article gives the details and the history of this action. If you are a financial advisor, we would like for you to comment on how this plan might affect you and your firm. #financialnews #finance #financialadvice #financeprofessional #inventments #wisdomwednesday

To help you sort through the many time-sensitive financial tasks that come up at the end of the year, here’s a helpful checklist that organizes some of the year-end deadlines you need to know. Let’s connect if you’d like help acting on any of the items listed within. https://bit.ly/3UXr05r #yearendplanning #financialplanning #financialadvisormn Confetti Wealth, a Private Wealth Advisory Practice of Ameriprise Financial Services, LLC

At Mount Stuart Wealth Management, we believe that true financial success goes far beyond just investments. While many see investments as the tip of the iceberg, our comprehensive approach reveals the vast array of services essential for securing your financial future. When you partner with Mount Stuart Wealth Management, you gain access to a suite of services designed to support every aspect of your financial journey: ➡️ Goal Setting & Strategy Implementation We help you define clear personal financial goals and help you create tailored strategies to achieve them. ➡️ Risk Profile Assessment Understanding your risk tolerance is crucial; we assess it to align your investments with your risk appetitie and time horizons. ➡️ Cashflow Modelling Our cashflow modelling provides a detailed picture of your income, expenses, and future financial needs projected over the years. ➡️ Utilising Tax Allowances Maximise your savings by effectively using all available tax allowances and reliefs. ➡️ Business Tax Planning Strategic tax planning for your business to optimise profitability and reduce tax liabilities. ➡️ Profit Extraction Efficient strategies for extracting profits from your business in a tax-efficient manner. ➡️ Estate & Inheritance Tax Planning Ensure your legacy is protected with plans that minimise inheritance tax and facilitate smooth estate transfer. ➡️ Retirement Planning Comprehensive planning to ensure you have a comfortable and secure retirement. ➡️ Financial Protection Against Risk Safeguard your wealth with appropriate insurance and risk management strategies. ➡️ Financial Education Empowering clients with knowledge through our financial education resources and guidance. Don't settle for just the tip of the iceberg. Dive deeper with Mount Stuart Wealth Management and discover how our holistic approach can guide you towards financial security and prosperity. #WealthManagement #FinancialPlanning #Investments #TaxPlanning #RetirementPlanning #FinancialEducation #EstatePlanning #RiskManagement #GoalSetting #MountStuartWealthManagement

Piggybacking off my previous post about the TiAA Personal Finance Fluency survey. I wanted to point out one more interesting data point, this one regarding the significant financial literacy gender gap, especially when it comes to retirement planning. In this survey, 23% of men demonstrated high financial literacy. Yet, the analogous figure for women is only 9%. What gives? Retirement planning isn't just about investment returns or rolling over a 401K or figuring out optimal withdrawal rates or purchasing an annuity. It's about empowering both spouses to live well, to be intentional with their resources, and to be confident in their outcomes. This is why I insist that both spouses attend at least the first few planning meetings--both need to know what their plan is, and understand how it impacts their outcomes. Especially for women, there are different considerations to keep in mind: -Many women have experienced career interruptions due to caregiving for children or parents which has impacted their savings; -Women typically live longer than men-they need to plan for more years of income, potentially with one less social security check; -Women often become the caregiver for their spouse. Who will provide their care when the time comes. Where will they live, and what do they want their lives to look like? A retirement plan isn't one-size-fits-all. Make sure you've created a plan that works for both of you. *Morris Wealth Management is a boutique firm focused on helping clients experience retirement joy through confident, careful planning in all areas of retirement life. Contact us at https://lnkd.in/gd5Nf3mp* https://lnkd.in/gaRQH8X7

📣 Attention Canadian entrepreneurs and small businesses! At AZON Bookkeeping Services Inc., we are committed to helping you manage your wealth and achieve your financial goals. 💼📈 Our top 3 essential financial advisory services include: 1️⃣ Investment Advisory 📊 We offer personalized investment advice tailored to your financial goals and risk tolerance. 2️⃣ Retirement Planning 🏖️ We assist you in planning for your retirement, determining the amount of savings required for your desired lifestyle, and suggesting the best investment strategies. 3️⃣ Estate Planning 🏦 We provide guidance on managing and preserving your wealth for future generations, advising on wills, trusts, power of attorney, and tax-efficient strategies. Led by Economics graduate Benazir Hussain, our team emphasizes financial literacy and works closely with you to understand your business needs and challenges. 🎓📚 Using cutting-edge tools and technologies, we uphold values of adaptability, growth, and integrity. 🛠️💡 Let us help propel your business growth and ensure transparency in our relationship. 🚀 Contact us today and let's navigate your financial journey together! 🤝 #AZON #FinancialAdvisory #WealthManagement #DurhamOntario #SmallBusinessSupport #InvestmentAdvisory #RetirementPlanning #EstatePlanning #BusinessGrowth #FinancialLiteracy #Adaptability #Growth #Integrity

If you are planning on living in the UK, do you believe it would be a smart move to maximise the time available, allowing for a comfortable life during retirement, or are you happy to rely on the old "cross my fingers, and hope for the best?" I meet individuals from all over the world on a daily basis, and the most common reason why most people do not have enough in their retirement fund, is because they realised the seriousness of their situation too late. #stoplieingtoyourselfanddontbeafraidtofacetherealityofyourcircumstances.

Financial independence is not just a luxury reserved for a select few. It's an achievable goal for anyone with the right plan in place. As a wealth manager, I've seen firsthand the impact that early and thoughtful financial planning can have on one's ability to build wealth. The key to success lies in a well-structured plan that includes a clear goal, time horizon, and understanding of your risk tolerance. For some, this may mean aggressive saving and investing strategies, while for others, it may involve diversifying investments or focusing on passive income streams. It's important to start early and give your investments the greatest asset of all—time. Compound interest and market recoveries take time to work their magic, but they can pay off in the long run. Don't be intimidated by the idea of financial independence. With determination and careful execution, anyone can achieve this milestone. Whether you're just starting out or well into your career, the right plan can help you reach your financial goals sooner than you think. Let's change the narrative and start building a roadmap towards your financial autonomy. If you're ready to begin this journey but unsure where to start, let's craft a plan together. #FinancialIndependence #FinancialPlanning #WealthManagement #InvestmentStrategy #EarlyPlanning #FinancialFreedom Eric Tan Wealth Management Specialist IBF Advanced (Level 3)

The secret financial professionals have about investing is that there are no secrets. Find out how I’m managing and investing my own money.

Investing for Financial Independence: A Strategic Approach