Beat the Clock: Avoid Higher Stamp Duty Before 31st March 2025

Attention first-time buyers and home movers! Stamp Duty is set to increase after 31st March 2025 and whilst that might feel like a long way off, the average UK home purchase takes approximately 14 weeks to complete, meaning time is tighter than it seems.

To take advantage of the current Stamp Duty allowance, you'll need to have your offer accepted in the next month or so to give your application the best possible chance of completing before the deadline.

Acting now could save you thousands, freeing up funds for moving costs or sprucing up your new home.

If you're ready to begin your journey I would say now is not the time to hesitate! Whether you're a first-time buyer or making your next move, we’re here to guide you every step of the way.

Let’s secure your dream home (and your Stamp Duty savings) before time runs out!

Contact us today to get started.

➡️ Speak with a Mortgage Advisor - It's Free!

⏳ Is Your Mortgage Deal Ending Soon?

If your current mortgage is due to end before 31st March 2025, now is the perfect time to get in touch. This allows us to explore your remortgage options together.

We’ll review offers from your current lender and compare them with others to find the best deal for you. This review is completely free and comes with no obligation.

Remortgaging can also be a great time to make changes, such as:

• Adding or removing a name from the mortgage.
• Releasing equity for different purposes.
• Adjusting the length of your mortgage term.
• Reviewing your insurance policies to ensure they still suit your needs.
• Making any other changes you might have in mind.

➡️ Book a Free Remortgage Review

✅ Mortgage Options Age 60+

Many customers over 60 find themselves unexpectedly needing a mortgage. The positive news is that there are many options available, whether you're looking to buy a new home, pay off an existing mortgage, or release some money.

As an independent mortgage broker, we have access to a wide range of products and can recommend the one that best suits your needs.

Here are some common reasons why someone over 60 might need a mortgage:

• Paying off an existing mortgage.
• Buying a new property.
• Short-term financing solutions.
• Consolidating debts.
• Boosting income or accessing a lump sum.
• Managing more complex financial situations.

➡️ Speak with an Over 60s Mortgage Expert - It's Free!

👨💼 We Can Help With

• Age 50+ Mortgage Options. 
• Age 60+ Mortgage Solutions including Lifetime Mortgages. 
• Bad Credit Deals. 
• Bridging Loans. 
• Commercial and semi-commercial.
• Secured Loans & Releasing Equity. 
• Self-Employed Mortgages. 
• All Purchase & Remortgage Deals. 
• Life & Critical Illness Insurances. 
• Pension Advice via a Referral Partner. 

➡️ Ask a Question

Malcolm Davidson

Managing Director @ UK Moneyman Ltd.

0333 412 2222