Introduction to the Microfinance Expert Course

The Rohi Support Program in collaboration with Skill Up Online is proud to introduce the "Microfinance Expert Course," a comprehensive training program designed for individuals aiming to excel in the microfinance sector. This 8-month course is meticulously crafted to enhance the skills and knowledge of lower to middle management personnel, with a particular focus on field staff in the microfinance banking sector.

Course Outline

Unit 1: Trends and Best Practices in Microfinance

• Introduction to microfinance clients: understanding their needs and financial management.
• Exploration of various microfinance institutions (MFIs), their origins, and characteristics.
• Examination of different microfinance approaches and their effectiveness.
• Future trends in microfinance and how MFIs can leverage them.

Unit 2: Managing Micro Credits

• Overview of the loan cycle and lending methodologies: group lending vs. individual lending.
• Detailed roles and responsibilities of loan officers throughout the loan cycle.
• Techniques for conducting loan analysis, site visits, and financial assessments.
• Strategies for loan monitoring and delinquency management.
• Specifics of agricultural lending and successful product delivery mechanisms.

Unit 3: Managing Micro Savings and Micro Insurance

• Importance of micro-savings and debunking myths about poor people's saving abilities.
• Mobilizing savings and designing products to meet the needs of poor clients.
• Risk management procedures for deposit-taking.
• Overview of micro-insurances and their role in mitigating risks for the poor.

Unit 4: Practical Ethics in Risk Management & Risk Governance

• Understanding operational and financial risks faced by MFIs.
• Tools and measures for mitigating or eliminating these risks.

Unit 5: Marketing and Sales in Microfinance

• Conducting market research to identify potential clients and market needs.
• Developing effective marketing strategies and customer relationship management (CRM) practices.

Unit 6: Financial and Social Performance Management

• Measuring and managing financial and social performance.
• Utilizing income statements, balance sheets, and loan portfolio reports.
• Understanding profitability management, social performance indicators, and funding processes.

Unit 7: Management of Human Resources

• Leadership and motivation strategies.
• Change management and effective human resources (HR) management practices.
• Structuring MFIs for operational efficiency.

Unit 8: Advanced Topics in Microfinance

• Agricultural Lending: Identifying business opportunities and evaluating risks.
• Mobile Money & Digital Financial Services: Leveraging electronic payments for financial inclusion.
• Islamic Microfinance: Understanding Shariah-compliant financial products and their impact on financial inclusion.

Course Schedule and Registration

The Microfinance Expert Course will commence on November 1, 2024, and will span over 8 months, with each unit covered comprehensively over one month.

• Registration Opens: August 10, 2024
• Course Duration: November 1, 2024 - June 30, 2025

Priority enrollment will be given to individuals from lower to middle management, especially those in field roles within the microfinance banking sector.

For more details, please visit:

• Rohi Support Program
• Skill Up Online

For inquiries, contact us at:

• Email: info@rohisupportprogram.com, info@skilluponline.online
• WhatsApp: 0310-0441444

Join us to enhance your microfinance expertise and contribute to the financial empowerment of communities!

NRSP Microfinance Bank Khushhali Microfinance Bank Limited FINCA Microfinance Bank Ltd, Pakistan HBL Microfinance Bank LTD Apna Micro Finance Bank Limited Muhammad Amir Sindh Microfinance Bank Limited U Microfinance Bank Limited ASA Microfinance Bank ASA International India Microfinance Ltd. Pakistan Microfinance Network Pakistan Microfinance Investment Company Rohi Financial Services Impulse Microfinance Investment Fund Shikhar Microfinance Private Limited Impulse Microfinance Investment Fund GeoCapital Microfinance Organization, JSC