”If a person gets his attitude toward money straight, it will help straighten out almost every other area in his life.” – Billy Graham
Carlton B. Finley
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May is Disability Insurance Awareness Month
It's Not Just for Old People. It's for anyone who works.
You may think that disability insurance is only for older people, but the truth is that it can be a lifesaver for anyone, regardless of age. According to the Social Security Administration, over 25% of today's 20-year-olds will become disabled before they retire.
That's a staggering statistic. It means there's a good chance that you or someone you know will become disabled at some point in your life.
Do you have a job? Do you depend on your paycheck? Then you need disability insurance. It’s as simple as that.
Imagine not being able to work due to a disability. It could devastate your finances. Without disability insurance, you might have to rely on savings, family, or government assistance to pay your bills. That's a stressful and difficult situation no one wants to face.
Whether you’re a salaried or hourly employee, freelancer, or business owner, your income is vital. Disability insurance is protection for your ability to earn a living.
It provides peace of mind, knowing that if you become disabled, you'll have financial security. It ensures you can maintain your standard of living and provide for your family.
There are many disability insurance policies available, so you can find one that fits your needs and budget. But it's crucial to shop around and compare policies before you buy.
May is Disability Insurance Awareness Month. It's the perfect time to learn more about this essential type of insurance. Visit the Social Security Administration's website to learn more about disability statistics and why having insurance is crucial.
If you don't have disability insurance, now is the time to get it. It's one of the best investments you can make for your future.
Here are some additional reasons why disability insurance is so important:
Not sure if disability insurance is right for you? Talk to your insurance agent or schedule an appointment with us at: www.meetwithcbfinley.com, we can help you determine if you need this type of insurance and find a policy that fits your needs and budget.
Dear Single Moms,
Being a single mom is an extraordinary challenge that demands unbelievable strength and resilience. You carry the weight of your child's future on your shoulders, often without a safety net to rely on. But, it rewards those who accept it, BEYOND belief!
Did you Know?
The number of single-parent households in the United States has surged by a staggering 40% since 1980 (LIMRA). Our children's future hangs in the balance, and it's time to act.
Shocking statistics reveal that only 41% of single mothers have life insurance, a percentage lower than the general population, according to the most recent data available. Your children deserve better. We deserve better.
We understand the challenges you face, particularly the financial strain of being the sole provider for your family. The gender pay gap remains a scourge, forcing women, especially single mothers, to scrape by with lower incomes. The cost of life insurance can seem insurmountable. But we cannot allow this financial obstacle to jeopardize our children's future.
The Time to Protect Your Child's Future is NOW!
As a single mom, you must secure life insurance coverage. It's not just a financial decision; it's a moral imperative. Without this safety net, you leave your children vulnerable, uncertain of what tomorrow may bring in your absence.
Now, here's the lifeline you've been waiting for—an affordable option that can change your child's life. Term life insurance, unlike its costly counterpart, whole life insurance, offers substantially lower premiums. It might not provide permanent coverage or accumulate cash value, but it can safeguard your child's future when you need it most.
Consider this scenario: you have a 5-year-old child, and you want to protect them through young adulthood. Purchasing a 20-year term life insurance policy would provide coverage until your child's 25th birthday, a time when they should be self-sufficient. It's a responsible and affordable choice for single moms on a tight budget.
Don't Wait!
We understand that as single moms, you're accustomed to bearing the full weight of your children's upbringing. However, if the unimaginable were to happen, your child could lose 100% of their financial support. It's a risk we cannot afford to take.
Do not delay any longer. Take action today. Secure a life insurance policy that will protect your child's future, even when you're not there to do it yourself.
Here's the first step:
Contact CB Finley & Associates, and let us help you safeguard what matters most. We have a clear but simple mission—to protect families, help you save and make money, and ensure you can cherish the moments with your loved ones.
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Remember, you're not alone in this journey. We're here to support you every step of the way.
Act now. Secure your child's future.
Sincerely,
CB Finley & Associates
Thanks Rashawn Copeland for sharing this experience...
I don't usually post things like this up but this man stuck out to me more than anybody ever has. He gave all his change to a mother and her child so they could take the bus to their shelter.
He was walking into Hook's Wings when the mother ask him for some money so her and her child could get home.
He knew if he gave it to her he wouldn't have money to eat and yet he still gave it to her. He started walking away when I called him. I offered to pay for anything he wanted and he still remained humble enough to decline my offer. After a few words I finally got him to agree.
Even though he agreed he still tried to pick the smallest order possible. He ended up ordering a 6 piece wings with fries and I ordered a 20 piece wings with fries and a drink. When we finally got the food I gave him my order and I took his.
I thanked him for showing me that money doesn't mean anything if you aren't helping others. In tears he thanks me and hugged me. Some people are blessed more than other but that doesn't mean we're better than them. It's a test God gives us to see who we really are. Help others because you never know when you'll need help.
Make Success a HABIT
Building financial security isn't just about the destination, it's about the positive journey. By staying optimistic, you'll be better equipped to learn, grow, and adapt along the way. A positive outlook, like the quote says, fosters gratitude and opens doors to valuable knowledge, connections, and personal development. We're here to be your guide on this path, offering the tools, strategies and support you need to build a strong financial future for your family.
Quick bites...
Stay tuned...
Thank you and be safe, see you in two weeks,
Carlton B. Finley | CB Finley & Associates | (248) 796-9419
Attention: Business Owners
If you have noticed that many of the items mentioned in this newsletter do not reflect your business' current culture and you would like help in implementing these ideas, would it be worth 15 minutes of your time to learn how to implement these items in your business? Schedule your, no-obligation, 15-minute chat with us!