Moroku

Financial Services for Children is the next battlefield in fintech. For banks looking how to play in this space, we are here! Book your free consulting session with us now: https://lnkd.in/dEW8U6e #financeandeconomy #moneymanagement #fintech #financialservices #banks #openbanking

Banks have more data and insight on their customers, their demographics, behaviours and preferences than Tik Tok, Netflix, Spotify or Amazon, yet are failing to take advantage of it. With significant blue ocean in retirement, spending, saving, investing, earning and sustainability, there are many opportunities for banks to overtake TikTok, Netflix and the other digital giants in the personalisation and engagement stakes, with the right tooling and intent. Financial inclusion plays a significant role in influencing the Social aspect of ESG presenting significant productivity and welfare costs. As of 2021, around 1.4 billion adults globally remain unbanked, with approximately 3 million Australians either fully or severely financially excluded, and 40% experiencing financial stress. Jake Osborne Today, Moroku has been included in the Global ESGFIntech100 in recognition of its work and approach in addressing financial inclusion and sustainability within digital, enabling banks to become more competitive by fostering deeper customer engagement by helping customers be and feel better about their money. https://lnkd.in/gnp_j4Hj

Sometimes some eye candy is just what's required to enforce strong money habits. When its Generation Now, it's increasingly table stakes. Moroku Money is Moroku's white label mobile and internet banking solution. Connected to Odyssey it fires a range of nudges to help customers thrive with their money. www.moroku.com/money

With Open Banking rates in the UK 43X higher than Australia, the answers are evident. https://lnkd.in/gBHn3vsY Damir Ćuća Tonia Berglund Shannon Rennie Erwin Schuttinga Misa Han James Eyers Paul Apolony Craig Stevenson Chris Walne Jeff Buckle Jeff Niuman Rodriguez Jason Sasena, CMB® Michael O'Sullivan

In 2013 Moroku Game System was born to provide the underpinning game engine for Misys Fusion and the companies gamified banking project with DSK Bank. In 2023 as Game System grew up with additional features to go beyond gamification and into customer acquisition user journeys.  Odyssey was born. https://lnkd.in/gYPiURVj

We act based on how we feel, our primary objective to feel better. Great delivery by Moroku head of design Mark Caudell at the #Isleofman Innovation Challenge As the challenges mount for a more sustainable, equitable future for us all, we look to donuts, Netflix and TikTok and their effects on the human mind to understand our cognitive conditioning for good. Over the last few weeks, we have learned that not only does ESG really matter, but it also really matters to some of the banks in the world. Such banks want to build better communities, who can in turn build better economies and environments that we can all thrive in over the longer term. Whilst this requires a lot of top-down effort from governments, it also requires bottom-up community and individual engagement around money and the environmental impact of consumerism. The banks have the data around this, and we have the engine to surface it.  Thanks to Paul Blake FCMI , Kurt Roosen, Nigel Cheesley and the rest of the Digital Isle of Man team for the opportunity to lean in, learn and present our ambition to the world. #ESG #digitalbanking

Fabulous being a part of the Isle of Man Innovation Challenge. With a couple of weeks to go we're deep in an innovation huddle with one of Europe's largest banks, tackling a trillion-dollar problem. We're keeping a lid on it for now as we don't want to spoil the surprises on the day Kurt Roosen Paul Blake FCMI Ge Drossaert Jason Millett Victor Jiang Sean O'Donnell Helen Lorigan Greg McKenna Chris Walne Michael O'Sullivan Australian FinTech

How we can harness our deepest need not for love but to win for financial wellness Contrary to popular culture, we exist as a species not out of love but out of fierce competition and a hunger to service and win. Those who were able to unwrap the challenge, adapt, learn and build skills, won. Those who maintained their position were cast to history. Whilst hominin evolution was largely driven by changes in climate, as seems destined to pervade, competition has been fundamental to our evolution. "We have been ignoring the way competition between species has shaped our evolutionary tree, the effect of climate, only part of the story" So says Dr Laura van Holstein, University of Cambridge biological anthropologist , in her latest paper published in Science Daily. Key to our adaptation and differentiation to other species' evolution has been our adoption of technology, initially stone tools and fire, more recently digital, to carve out new niches and compete. https://lnkd.in/grBQ8jZG Competition is more than a game mechanic. Competition is fundamental to game design; It helps us craft the narrative. In financial services, as we move from ease of use to a customer centric story around helping people thrive with their money and win, game is not only essential, it leverages our deepest need to win, look after our families and tribe and press on https://lnkd.in/gacmCeVZ

As Marc Andreesen of Netscape and a16z fame remarks in a recent podcast, applying game methods reveals transformative technologies and businesses that can support this change in ways that will endure through the development of incredibly expansive product roadmaps to do ambitious things in the decades ahead. https://lnkd.in/g8CePSy9

Spider-Man’s coolest villain, Venom, takes Peter Parker into a proper Boss Fight. Harry is Peter’s dear best friend who evaded death by bonding with a goopy alien powerful enough to threaten the planet. Boss fights aren’t limited to video games. By integrating them thoughtfully into financial services, we can create engaging, educational, and empowering digital experiences. So, next time you're looking to differentiate and build digital experiences that resonate with next generation customers and take them on a journey of financial mastery, remember to review the insights at Moroku. https://lnkd.in/gauh3qaG