Business News›Mutual Funds›Tata Mutual Fund › Tata Retirement Savings Fund Progressive Plan Direct-Growth
Tata Retirement Savings Fund Progressive Plan Dire...
(Scheme Rating)
NAV as of Jan 15, 2025
76.751.18%
- Growth - Direct
(Earn upto 1.63% Extra Returns with Direct Plan)
Fund Category:
Equity: Flexi Cap
Expense Ratio:
0.54%(0.71% Category
average)Fund Size:
Rs. 2,121.63 Cr(0.35% of Investment in Category)
- ADD TO PORTFOLIO
Loading...
ADD TO PORTFOLIO
Tata Retirement Savings Fund Progressive Plan Direct-Gro...
(Scheme Rating)
NAV as of Jan 15, 2025
76.751.18%
Expense Ratio:
0.54%
Fund Size:
Rs. 2,121.63 Cr
Fund Category:
Equity: Flexi Cap
Tata Retirement Savings Fund Progressive Plan Direct-Growth Fund Key Highlights
1. Current NAV: The Current Net Asset Value of the Tata Retirement Savings Fund - Progressive Plan - Direct Plan as of Jan 15, 2025 is Rs 76.75 for Growth option of its Direct plan.
2. Returns: Its trailing returns over different time periods are: 20.02% (1yr), 14.15% (3yr), 17.1% (5yr) and 16.52% (since launch). Whereas, Category returns for the same time duration are: 15.353203263038637% (1yr), 12.947648787352641% (3yr) and 16.924354033678746% (5yr).
3. Fund Size: The Tata Retirement Savings Fund - Progressive Plan - Direct Plan currently holds Assets under Management worth of Rs 2121.6308 crore as on Sep 30, 2024.
4. Expense ratio: The expense ratio of the fund is 0.54% for Direct plan as on Dec 31, 2024.
5. Exit Load: Tata Retirement Savings Fund - Progressive Plan - Direct Plan shall attract an Exit Load, "Exit load of 1% if redeemed before 61 months."
6. Minimum Investment: Minimum investment required is Rs 5000 and minimum additional investment is Rs 1000. Minimum SIP investment is Rs 500.
1. Current NAV: The Current Net Asset Value of the Tata Retirement Savings Fund - Progressive Plan - Direct Plan as of Jan 15, 2025 is Rs 76.75 for Growth option of its Direct plan.
2. Returns: Its trailing returns over different time periods are: 20.02% (1yr), 14.15% (3yr), 17.1% (5yr) and 16.52% (since launch). Whereas, Category returns for the same time duration are: 15.353203263038637% (1yr), 12.947648787352641% (3yr) and 16.924354033678746% (5yr).
3. Fund Size: The Tata Retirement Savings Fund - Progressive Plan - Direct Plan currently holds Assets under Management worth of Rs 2121.6308 crore as on Sep 30, 2024.
4. Expense ratio: The expense ratio of the fund is 0.54% for Direct plan as on Dec 31, 2024.
5. Exit Load: Tata Retirement Savings Fund - Progressive Plan - Direct Plan shall attract an Exit Load, "Exit load of 1% if redeemed before 61 months."
6. Minimum Investment: Minimum investment required is Rs 5000 and minimum additional investment is Rs 1000. Minimum SIP investment is Rs 500.
Tata Retirement Savings Fund Progressive Plan Direct-Growth Returns
Trailing Returns
Rolling Returns
Discrete Period
SIP Returns
1M 3M 6M 1Y 3Y 5Y Annualized Returns -6.41 -5.75 -2.40 16.91 13.56 16.75 Category Avg -8.00 -9.12 -5.45 11.89 11.93 16.37 Rank within Category 12 8 18 21 24 28 No. of funds within Category 99 97 91 88 67 52 - Loading...
- Loading...
Return Comparison
- This Fund
- BenchmarkNIFTY 500 Total Return Index
Choose from Benchmarks
- S&P BSE Sensex
- Nifty 50
- 1M
- 3M
- 6M
- 1Y
- 5Y
Loading...
Tata Retirement Savings Fund Progressive Plan Direct-Growth Fund Details
Investment Objective - The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
| Fund House | Tata Mutual Fund |
| Launch Date | Jan 01, 2013 |
| Benchmark | NIFTY 500 Total Return Index |
| Return Since Launch | 16.43% |
| Riskometer | Very High |
| Type | Open-ended |
| Risk Grade | Below Average |
| Return Grade | Average |
Tata Retirement Savings Fund Progressive Plan Direct-Growth Investment Details
| Minimum Investment (Rs.) | 5,000.00 |
| Minimum Additional Investment (Rs.) | 1,000.00 |
| Minimum SIP Investment (Rs.) | 500.00 |
| Minimum Withdrawal (Rs.) | 500.00 |
| Exit Load Exit load of 1% if redeemed before 61 months. | |
Portfolio Allocation
Asset Allocation
Loading...
Asset Allocation History
Loading...
EquityDebtCash
Sector Allocation
Loading...
Market Cap Allocation
Loading...
Concentration & Valuation Analysis
| DEC 2024 | NOV 2024 | OCT 2024 | SEP 2024 | AUG 2024 | JUL 2024 | |
|---|---|---|---|---|---|---|
| Number of Holdings | 55 | 54 | 53 | 56 | 59 | 60 |
| Top 5 Company Holdings | 21.68% | 21.66% | 19.42% | 19.28% | 20.08% | 19.99% |
| Top 10 Company Holdings | 34.66% | 34.84% | 32.25% | 31.28% | 31.9% | 32.08% |
| Company with Highest Exposure | HDFC Bank (6.3%) | HDFC Bank (6.42%) | HDFC Bank (6.27%) | HDFC Bank (5.99%) | HDFC Bank (5.79%) | HDFC Bank (5.8%) |
| Number of Sectors | 12 | 12 | 12 | 14 | 15 | 15 |
| Top 3 Sector Holdings | 46.04% | 44.74% | 44.45% | 43.61% | 42.81% | 40.41% |
| Top 5 Sector Holdings | 67.96% | 66.07% | 62.45% | 60.64% | 63.2% | 61.23% |
| Sector with Highest Exposure | Consumer Staples (15.79%) | Consumer Staples (15.63%) | Consumer Staples (15.55%) | Consumer Staples (15.43%) | Consumer Staples (14.72%) | Services (13.9%) |
Top Stock Holdings
Sector Holdings in MF
Company Sector Assest(%) P/E EPS-TTM(₹) RETURN 1 YR(%) HDFC Bank Financial 5.99 18.27 90.45 -2.15 ITC Consumer Staples 4.1 26.30 16.42 -7.40 Zomato Services 3.4 - - - Reliance Industries Energy 2.95 25.15 50.19 -8.91 Solar Industries India Chemicals 2.84 86.27 111.69 36.91 Tata Consultancy Technology 2.82 31.17 134.78 10.06 BSE Services 2.47 97.77 61.09 150.61 Radico Khaitan Consumer Staples 2.34 102.74 21.46 33.05 Mahanagar Gas Energy 2.32 11.16 115.59 2.26 Nuvoco Vistas Corporation Materials 2.05 251.32 1.37 0.17
Peer Comparison
Cumulative Returns
SIP returns
Discrete Returns
Quant Measures
Asset Allocation
Scheme Name NAV(Rs./Unit) Scheme Rating AUM(Rs. Cr) 1M 1Y 3Y 5Y Tata Retirement Savings Fund Progressive Plan Direct-Growth 76.75 2,121.63 -6.41 16.91 13.56 16.75 ICICI Prudential India Equity FOF Direct - Growth 29.47 152.78 -6.10 17.67 18.30 - JM Flexicap Fund Direct Plan-Growth 111.75 5,338.35 -7.37 25.19 23.07 23.97 HDFC Retirement Savings Fund Equity Plan Direct-Growth 53.62 6,049.31 -6.53 12.47 17.59 23.39 HDFC Focused 30 Fund Direct Plan-Growth 236.00 15,641.91 -5.05 19.16 22.32 22.80
Risk Ratios
Ratios are calculated using the calendar month returns for the last 3 years
Standard Deviation
Standard Deviation
Standard deviation is the deviation of the fund's return around mean.
Low Volatality
12.10VS13.07Fund Vs Category Avg
Beta
Beta
Beta shows the portfolio risk in relation to the market. A beta of less than 1 means that the fund returns are less volatile compared to the broader market. A beta of more than 1 means that the fund returns are more volatile than the broader markets. A beta equal to 1 means that fund's volatility is in line with the broader market.
Low Volatality
0.82VS0.91Fund Vs Category Avg
Sharpe Ratio
Sharpe Ratio
Sharpe ratio is a risk adjusted performance measure. A fund with a higher Sharpe ratio is considered better than a fund with a lower Sharpe ratio.
Better risk-adjusted returns
0.83VS0.78Fund Vs Category Avg
Treynor's Ratio
Treynor's Ratio
Treynor is a risk adjusted performance measure. A fund with a higher Treynor ratio is considered better than a fund with a lower Treynor ratio.
Better risk-adjusted returns
12.19VS11.28Fund Vs Category Avg
Jensen's Alpha
Jensen's Alpha
Alpha shows the ability of the fund manager to outperform the market. A higher Alpha is preferred.
Better risk-adjusted returns
2.37VS1.72Fund Vs Category Avg
Mean Return
Mean Return
Average return generated by the fund during a specified period.
Poor average monthly returns
15.98VS16.10Fund Vs Category Avg
Risk Ratio Chart
Loading...
- Risk Ratio
- Category Average
Size of Bubbles represents the Fund Size
Tata Mutual Fund News
- Industrial demand to drive silver; geopolitical instability could be positive trigger for gold: Report
- Fund Manager Talk | Weak earnings, external headwinds may prevent Sensex from giving double-digit returns in 2025: Rahul Singh
- Amazon exits Shoppers Stop; sells 4% stake for Rs 276 crore
- Amazon exits Shoppers Stop; sells 4% stake for Rs 276 crore
Fund Manager
- M.N.Murthy NagarajanSince Apr 201711 schemes
- S.U.Sonam UdasiSince Apr 20164 schemes
Mr. Nagarajan is a M.Com, ICWA and PGPMS. Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y Tata Multi Asset Opportunities Fund Direct - Growth Multi Asset Allocation 23.65 3,489.96 11.92 Tata Retirement Savings Fund Moderate Plan Direct-Growth Aggressive Hybrid 73.12 2,182.42 15.43 Tata Hybrid Equity Fund Direct Plan-Growth Aggressive Hybrid 466.40 4,098.59 10.45 Tata Short Term Bond Direct Plan-Growth Short Duration 50.69 2,735.94 8.00 Tata Equity Savings Fund Direct-Growth Equity Savings 59.32 233.29 10.18 Tata Retirement Savings Fund Conservative Plan Direct-Growth Conservative Hybrid 35.47 174.42 8.97 Tata Multicap Fund Direct - Growth Multi Cap 14.09 Unrated 3,156.80 6.25 Tata Housing Opportunities Fund Direct - Growth Thematic 14.95 Unrated 566.56 4.60 Tata Business Cycle Fund Direct - Growth Thematic 18.85 Unrated 2,867.21 10.85 Tata Dividend Yield Fund Direct - Growth Thematic-Dividend Yield 17.67 Unrated 966.53 6.77 Tata Medium Term Fund Segregated Portfolio 1 Direct - Growth Medium Duration 2.40 Unrated 2.15 - Mr. Udasi is a B.Com and also holds PGDM(Finance). Prior to joining Tata AMC he was associated with ASK Raymond James, JM Financial AMC, Prime Securities, BRICS Securities and IDBI Capital Market Services Ltd.
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y Tata India Consumer Fund Direct-Growth Thematic-Consumption 49.81 2,475.28 19.78 Tata Retirement Savings Fund Moderate Plan Direct-Growth Aggressive Hybrid 73.12 2,182.42 15.43 Tata Equity PE Fund Direct-Growth Value Oriented 373.68 8,591.82 14.05 Tata Retirement Savings Fund Conservative Plan Direct-Growth Conservative Hybrid 35.47 174.42 8.97
More Tata Mutual Fund
| Scheme Name | Rating | Asset Size(Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Tata Money Market Fund Direct-Growth | 27,482.52 | 0.65 | 1.85 | 3.81 | 7.95 | 6.89 | |
| Tata Liquid Fund Direct-Growth | 23,348.04 | 0.60 | 1.78 | 3.60 | 7.44 | 6.46 | |
| Tata Digital India Fund Direct-Growth | 12,658.98 | 1.22 | 3.05 | 18.20 | 32.18 | 11.44 | |
| Tata Arbitrage Fund Direct - Growth | 12,589.05 | 0.73 | 2.03 | 3.86 | 8.31 | 7.04 | |
| Tata Balanced Advantage Fund Direct - Growth | 10,258.19 | -0.28 | -3.11 | 1.02 | 12.37 | 12.64 | |
| Tata Small Cap Fund Direct - Growth | 9,572.45 | -0.80 | -3.44 | 7.82 | 33.62 | 26.21 | |
| Tata Equity PE Fund Direct-Growth | 8,639.72 | -0.41 | -6.98 | -0.53 | 22.79 | 22.20 | |
| Tata Large & Mid Cap Fund Direct Plan-Growth | 8,342.43 | -1.47 | -7.35 | -0.97 | 16.71 | 17.80 | |
| Tata ELSS Tax Saver Fund Direct-Growth | 4,662.92 | -0.16 | -5.45 | 2.85 | 20.89 | 17.58 | |
| Tata Midcap Growth Direct Plan-Growth | 4,494.44 | -0.17 | -6.07 | -1.78 | 24.11 | 21.72 |
Mutual Fund Tools
Top AMCs
- SBI Mutual Fund
- ICICI Prudential Mutual Fund
- HDFC Mutual Fund
- Nippon India Mutual Fund
- Kotak Mahindra Mutual Fund
- Aditya Birla Sun Life Mutual Fund
- UTI Mutual Fund
- Axis Mutual Fund
- Mirae Asset Mutual Fund
- DSP Mutual Fund
- Tata Mutual Fund
- Edelweiss Mutual Fund
- Bandhan Mutual Fund
- HSBC Mutual Fund
- Franklin Templeton Mutual Fund
About Tata Retirement Savings Fund Progressive Plan Direct-Growth
1. Tata Retirement Savings Fund - Progressive Plan - Direct Plan is Open-ended Flexi Cap Equity scheme which belongs to Tata Mutual Fund House.
2. The fund was launched on Jan 01, 2013.
Investment objective & Benchmark
1. The investment objective of the fund is that " The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals. "
2. It is benchmarked against NIFTY 500 Total Return Index.
Asset Allocation & Portfolio Composition
1. The asset allocation of the fund comprises around 95.06% in equities, 0.0% in debts and 4.94% in cash & cash equivalents.
2. While the top 10 equity holdings constitute around 31.28% of the assets, the top 3 sectors constitute around 46.04% of the assets.
3. The fund largely follows a Growth oriented style of investing and invests across market capitalisations - around 0.0% in giant & large cap companies, 0.0% in mid cap and 0.0% in small cap companies.
Tax Implications on Tata Retirement Savings Fund Progressive Plan Direct-Growth
1. Gains are taxed at a rate of 15% (Short-term Capital Gain Tax - STCG) if units are redeemed within 1 year of investment.
2. For units redeemed after 1 year of investment, gains of upto Rs. 1 lakh accruing from those units in a financial year shall be exempted from tax.
3. Gains of more than Rs. 1 lakh will be taxed at a rate of 10% (Long-term Capital Gain Tax - LTCG).
4. For Dividend Distribution Tax, the dividend income from this fund will get added to the income of an investor and taxed according to his/her respective tax slabs.
5. Also, for dividend income in excess of Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
1. Tata Retirement Savings Fund - Progressive Plan - Direct Plan is Open-ended Flexi Cap Equity scheme which belongs to Tata Mutual Fund House.
2. The fund was launched on Jan 01, 2013.
Investment objective & Benchmark
1. The investment objective of the fund is that " The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals. "
2. It is benchmarked against NIFTY 500 Total Return Index.
Asset Allocation & Portfolio Composition
1. The asset allocation of the fund comprises around 95.06% in equities, 0.0% in debts and 4.94% in cash & cash equivalents.
2. While the top 10 equity holdings constitute around 31.28% of the assets, the top 3 sectors constitute around 46.04% of the assets.
3. The fund largely follows a Growth oriented style of investing and invests across market capitalisations - around 0.0% in giant & large cap companies, 0.0% in mid cap and 0.0% in small cap companies.
Tax Implications on Tata Retirement Savings Fund Progressive Plan Direct-Growth
1. Gains are taxed at a rate of 15% (Short-term Capital Gain Tax - STCG) if units are redeemed within 1 year of investment.
2. For units redeemed after 1 year of investment, gains of upto Rs. 1 lakh accruing from those units in a financial year shall be exempted from tax.
3. Gains of more than Rs. 1 lakh will be taxed at a rate of 10% (Long-term Capital Gain Tax - LTCG).
4. For Dividend Distribution Tax, the dividend income from this fund will get added to the income of an investor and taxed according to his/her respective tax slabs.
5. Also, for dividend income in excess of Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
This Might Catch Your Interest
- Tata Retirement Savings Fund Conservative Plan Regular-Growth
- Tata Retirement Savings Fund Progressive Plan Regular-Growth
- Tata Retirement Savings Fund Moderate Plan Regular-Growth
- Tata Retirement Savings Fund Progressive Plan Direct-Growth
- Tata Retirement Savings Fund Moderate Plan Direct-Growth
- Tata Retirement Savings Fund Conservative Plan Direct-Growth
FAQs about Tata Retirement Savings Fund Progressive Plan Direct-Growth
- Is it safe to invest in Tata Retirement Savings Fund - Progressive Plan - Direct Plan?As per SEBI’s latest guidelines to calculate risk grades, investment in the Tata Retirement Savings Fund - Progressive Plan - Direct Plan comes under Very High risk category.
- What is the category of Tata Retirement Savings Fund - Progressive Plan - Direct Plan?Tata Retirement Savings Fund - Progressive Plan - Direct Plan belongs to the Equity : Flexi Cap category of funds.
- How Long should I Invest in Tata Retirement Savings Fund - Progressive Plan - Direct Plan?The suggested investment horizon of investing into Tata Retirement Savings Fund - Progressive Plan - Direct Plan is >3 years. The suggested investment horizon is the minimum time required for holding investments in the fund to reduce its downside risk and ensure that the returns become more predictable.
- Who manages the Tata Retirement Savings Fund - Progressive Plan - Direct Plan?The Tata Retirement Savings Fund - Progressive Plan - Direct Plan is managed by Murthy Nagarajan (Since Apr 01, 2017) and Sonam Udasi (Since Apr 01, 2016).
Date Sources: Mutual Funds, ETFs, and NPS data are sourced from Value Research. All times stamps are reflecting IST (Indian Standard Time). By using this site, you agree to the Terms of Service and Privacy Policy.
