Santander

Our board of directors announced today its decision to submit a final cash dividend for 2024 of €0.11 per share for approval at the forthcoming AGM, expected to be held on 4 April 2025. The total cash dividend per share charged to 2024 results will be €0.21 (+19% YoY). The final cash dividend will be paid on 2 May 2025. The total shareholder remuneration for the 2024 results will be approximately €6.3 billion (around 50% of the group's attributable profit for 2024), divided equally between cash dividends and share buyback programmes. Learn more and get the details at https://lnkd.in/dbPYR29k

📉 After the fastest rate hike cycle in decades, central banks have begun cutting rates. But how far will they go? In our latest analysis, Juan Cerruti, our Global Chief Economist, explores this shift. Inflation, which soared to its highest level in 40 years, has returned to near 2% in the US and the eurozone. Economic growth has remained resilient, with many economies maintaining or approaching full employment. But the transition to lower rates won’t be consistent across the board. Factors like geopolitical shifts, AI-driven productivity and the need for climate investment are shaping a new “neutral interest rate” and setting a different benchmark for the future. ➡️ Read here: https://lnkd.in/d7pkben2 💡Explore our latest Discovery feature for expert insights: https://lnkd.in/ddZq7fdy

📉 With interest rates falling, banks' financial income faces downward pressure, while greater macroeconomic volatility is expected this year. In this scenario… how can banks increase profitability, keep revenue stable and reduce costs? Santander’s business and geographical diversification, our transformation to a common operating model and a strong balance sheet allows us to navigate different economic cycles.   They are part of the five key pillars that set our business model apart and enable us to express confidence to the market that we will continue to increase profitability in 2025. Explore more in our White Paper below 👇 💡For further insights on how we are facing this new period, visit our Discovery feature on navigating a new interest rate cycle: https://lnkd.in/ddZq7fdy

On 13 May 1950, twenty-one drivers from nine countries competed in the first-ever Formula 1 race at the old Silverstone airport. Yesterday, the ten teams that will participate in the F1 championship this year were presented together to celebrate its 75th anniversary and unveiled their new car for this season. I am very proud to see Santander as F1’s Official Retail Banking partner joining forces with Williams Racing. This brings us even closer to the incredible global community that makes F1 so special. I can’t wait to see Santander and Openbank logos proudly displayed on the racetracks, as well as on Williams helmets and cars. Seventy-five years ago, Nino Farina won the race in front of 200,000 spectators; today, F1 has a global fanbase of 750 million who will be cheering for their favourite team next March 16th, in Melbourne. We will be rooting for Carlos and Álex. Best of luck!

🌎 Today, we’re in Boston to meet Nitesh Saini, who has been part of Santander US for over ten years. From encountering historic landmarks during his daily commute or to working closely with his team, he shares how his experience at Santander has been truly enriching. Discover more about the lives and favourite places of our colleagues from Santander’s offices around the world here: https://lnkd.in/dG8zD9gD

Desde hoy Openbank México 🇲🇽 permite abrir una cuenta digital en menos de 5’ y acceder a tarjeta de débito / crédito, pagos, transferencias, domiciliaciones, con un interes de 10% en cuenta corriente, 3% cashback en cargos digitales y acceso a mas de 10k ATMs 🏧. Para final de año planeamos pagos instantáneos entre México y USA. También hemos anunciado inversión de Grupo Santander de >42 mil millones de pesos en México los próximos 3 años. Enhorabuena a Felipe, Matías, Nitin, Petri y el equipo de Openbank global por este gran hito.

¡Seguimos creciendo! Openbank llega a México para ofrecer una experiencia digital, ágil y segura a través de una oferta de productos que cubra todas sus necesidades financieras. 🌍 México tiene una población con un elevado perfil digital que demanda nuevas soluciones bancarias y cada vez más rápidas. 🤖 Nuestro modelo de banca combina la agilidad de una Fintech con la seguridad y respaldo de uno de los grupos financieros líderes a nivel mundial. 📱 Contamos con un catálogo completo de productos para las finanzas del día a día, con una red de más de 10.000 cajeros Santander en México y hacerse cliente es posible en menos de 5 minutos a través de la app y la web.  Estamos muy contentos de comenzar nuestro recorrido en México y seguir impulsando la transformación digital del Grupo Santander.   Openbank México 👉 https://www.openbank.mx/

We are enhancing our retail presence in Mexico with the launch of Openbank, offering a fast, simple, and secure customer experience. Our 100% digital model offers a comprehensive product catalog with competitive rates for both savings and credit. Read more at https://lnkd.in/dWnTCiN8 Openbank México merges the agility and innovation of a fintech with the security and strength of Santander. In 2024, Openbank was also launched in the United States, where it attracted $2 billion in deposits after its first three months of operations. Join the 30,000 customers who have already signed up in Mexico through this website (openbank·mx) and app.

🌐 As we enter a new phase in the global economy, central banks are beginning to lower interest rates after a period of high inflation and rising rates. Join Juan Cerruti, Chief Economist, and Marta Gallardo, External Communications, as they discuss the macroeconomic outlook for 2025, including inflation probably returning to central bank targets and the effects of monetary easing on businesses and households in many countries. In the medium and long term, a world of lower rates will mean greater growth momentum. And particularly greater access to credit and greater incentives for investment. 🎧 Listen to the full podcast here: https://lnkd.in/dt8t9QPx 🔎 For more insights, visit our Discovery feature on navigating a new interest rate cycle 👉 https://lnkd.in/ddZq7fdy

El proyecto Forfait Mama de la Asociación Harambee, ganador de la XVI Convocatoria Euros de tu Nómina, busca reducir la mortalidad materna y neonatal en la República Democrática del Congo. A través de una tarifa fija de 55$, las mujeres y sus bebés reciben atención integral durante el embarazo, parto y postparto, evitando que den a luz en condiciones insalubres. Se ha implementado en tres centros de salud en las comunas periféricas de MontNgafula y Selembao, beneficiando a las zonas más vulnerables. Ramón Pardo, vicepresidente de Harambee España, destaca que esta iniciativa permite salvar vidas al garantizar asistencia médica completa a madres y recién nacidos en situación de riesgo.  La Asociación Harambee ONGD, fundada en 2002, apoya proyectos en África Subsahariana centrados en la promoción de la mujer, educación, salud materno-infantil y seguridad alimentaria. Harambee significa “Todos juntos por África”. El programa "Euros de tu Nómina", ha repartido más de 6 millones de euros y apoyado a cerca de 650.000 personas a lo largo de sus 16 ediciones. Descubre más sobre Asociación Harambee y la XVI edición de Euros de tu Nómina aquí: https://lnkd.in/dw3h3jRH