Tooher-Ferraris Insurance Group

Should You Close Vents In Unused Rooms During Winter? An HVAC Expert Explains As winter settles in, many of us are looking for ways to save on energy costs while staying comfortable. One common question that arises is whether or not it’s effective to close vents in unused rooms. We take a closer look at the pros and cons of this practice, helping you decide if it’s a smart move for your home or if there’s a better way to manage your heating system this winter. Read more here: https://lnkd.in/gkYeYSnw ❓ How do you optimize your home’s heating during the colder months? Any tips to share with your network? #WinterEnergySavings #HomeMaintenance #HeatingTips #TooferInsurance #EnergyEfficiency

AI and Employee Assistance Programs (EAPs): Transforming Mental Health Support in the Workplace Mental health support in the workplace is more important than ever, and AI is playing a transformative role in how Employee Assistance Programs (EAPs) provide support. This article explores how AI-powered EAPs are changing the landscape of mental health care, offering employees faster, more personalized solutions. Discover how AI can enhance your workplace wellness programs and create a supportive environment for your team. Read the full article here: https://lnkd.in/gVvUCMXC ❓ How is your organization integrating AI or other tools to support employee mental health? #AIinHR #EmployeeWellness #MentalHealthSupport #TooferInsurance #WorkplaceWellness #EAP

Cheers to 2025! As the new year begins, we want to express our heartfelt thanks to our amazing clients, supportive partners, dedicated employees, and cherished friends. Your trust, collaboration, and efforts made 2024 a year to remember, and we’re thrilled to continue growing together in 2025. May this year bring fresh opportunities, shared successes, and abundant joy. Here’s to another year of progress and partnership! Happy New Year from all of us at Tooher-Ferraris Insurance Group! #HappyNewYear2025 #Gratitude #CommunityAppreciation #Toofer

Legal Alert: New ACA-Related Laws Provide More Flexibility to Employers Below, you will find a link to our legal alert regarding two new laws signed by President Biden earlier last week, H.R. 3797 (the “Paperwork Reduction Act”) and H.R. 3801 (the “Employer Reporting Improvement Act”), which will positively impact applicable large employers (“ALEs”) and other entities required to furnish forms 1095-B or 1095-C to individuals. Read the full legal alert: https://lnkd.in/g2hwiKvE This alert is of interest to all employers who are required to furnish forms 1095-B or 1095-C to individuals because either they are an ALE or they are a non-ALE who sponsors a self-funded plan.

Rising Healthcare Costs: What’s Driving the Trend in 2025? As we look ahead to 2025, healthcare costs continue to rise, and understanding the key factors behind this trend is crucial for businesses planning their benefits strategies. In this article, we explore the drivers of rising healthcare costs and what organizations need to consider when managing their health plans. If you're planning for the future, it's important to stay informed about the factors affecting healthcare costs. Check out the full article here: https://lnkd.in/gVWgnfWG ❓ What steps are you taking to manage healthcare costs in your organization? #HealthcareCosts #EmployeeBenefits #TooferIsurance #BenefitsStrategy #HealthcareTrends #CostManagement

The GAG Clause attestation deadline is HERE! Learn more about your GAG Clause attestation obligations: https://lnkd.in/giZVk6Tx #GAGClause #ComplianceAlert #EmployeeBenefits #TooferInsurance #LegalCompliance

4 Steps to a Worry-Free Appraisal Need an appraisal for your valuables or property? These four steps can simplify the process and give you peace of mind. Read more here: https://lnkd.in/gQJuG-gM 💬 Discussion Topic: What’s one thing you’ve learned to include or double-check during an appraisal? #Toofer #PropertyAppraisal #ProtectYourAssets #InsuranceTips

Happy Hanukkah for all of us at Tooher-Ferraris Insurance Group! As the Festival of Lights begins, we want to take a moment to wish all those who celebrate a Happy Hanukkah! #Hanukkah #FestivalOfLights #Gratitude #Toofer

Merry Christmas from all of us at Tooher-Ferraris Insurance Group! This holiday season, we want to share our heartfelt gratitude with everyone who makes what we do so meaningful—our incredible clients, trusted partners, dedicated employees, and supportive friends. Your trust, collaboration, and hard work inspire us every day, and we’re honored to be part of your journey. Thank you for being part of our story—you’re the greatest gift we could ask for. #MerryChristmas #HappyHolidays #Gratitude #ClientAppreciation #EmployeeAppreciation #Toofer

State of the Market 2025 Outlook The insurance landscape is always evolving, and 2025 is just around the corner. Want a head start? Explore this comprehensive outlook to stay prepared and gain fresh insights for your business: https://lnkd.in/gb8QSWib 💬 Discussion Topic: What emerging trends do you expect to shape the insurance market in the coming years? #Toofer #MarketOutlook #InsuranceTrends #RiskManagement