Earn more interest than with a big-4 bank
Sign up instantly and earn an amazing 3% p.a. with a Zeller Savings Account until 15 January 2025. Terms apply.
Sign up instantly and earn an amazing 3% p.a. with a Zeller Savings Account until 15 January 2025. Terms apply.
Speak to Zeller Sales about a custom solution with lower card processing fees, affordable EFTPOS hardware, and priority support.
Accept every payment from every customer with Zeller Terminal — whether you're selling at the bar, tableside, or on the go.
Get paid, manage sales and showcase your brand with the next innovation in payments — complete with built-in point-of-sale.
Enjoy 5% cash back with Zeller Debit Card this December. Terms apply.
Issue virtual or physical business debit cards in seconds.
Secure in-person and online spending, with no monthly fees.
Simplify reconciliation by attaching receipts or notes to transactions.
Set recurring expense budgets for teams and employees.
Set spend or transaction limits to ensure employees don't go over budget.
Create contacts to track spend by supplier, customer, or vendor.
See every card and track spending from your smartphone.
Lock, close, and report stolen cards instantly to keep your money secure.
Create physical and virtual business debit cards in seconds.
Set spend or transaction limits to ensure employees don't go over budget.
Create contacts to track spend by supplier, customer, or vendor.
See every card and track spending from your smartphone.
Lock, close, and report stolen cards instantly to keep your money secure.
Create physical and virtual business debit cards in seconds.
Link business debit cards to different accounts to manage funds and spending.
Say goodbye to expense reimbursements with easy-to-use corporate cards.
Add virtual cards to your Apple or Google wallet for contactless payments on your smartphone.
Streamline how you manage your business spending from one account.
Set and automate spending limits and controls.
Instantly issue, freeze, or cancel cards.
Get a complete real-time view of card activity at your fingertips.
Take control of your business expenses with Zeller Corporate Cards.
Monitor where you're spending with Zeller Contact Directory.
Build detailed reports to understand spending by contact.
We urgently needed a business bank account, but Commbank made the process so difficult. With Zeller, everything was incredibly easy — we had our account and EFTPOS machine set up right away.
There are no setup fees, monthly fees, or lock-in contracts. It's that easy.
It takes minutes to create a free Zeller Account.
Transfer funds to create your opening balance.
Create a free Zeller Debit Card instantly.
A business debit card enables you to make purchases (both in-person and online) and manage your expenses, straight from your business account. Similar to a personal debit card you can pay for goods and services, as well as withdraw cash.
With a Zeller Debit Card, you can make international purchases, as well as add your card digitally to your Google Wallet or Apple Pay Wallet.
There are two types of Zeller Debit Cards:
Easily access your business transaction account funds - Spend money instantly from your Zeller Transaction Account.
Real-time transaction management - Transactions made on Zeller Debit Cards are recorded straight into your Zeller Account in real-time, meaning you can track your business expenses and manage your cash flow, straight from your Zeller Dashboard.
Increased security - Having a business debit card gives you full control over your business’ spending, and provides you with fraud protection and spending controls to prevent unauthorised transactions.
Minimise accounting paperwork - With a Zeller Debit Card, you can connect your transactions straight into Xero with our Bank Feeds connection, meaning less paperwork and fewer headaches when it comes to reimbursements and bookkeeping.
Monitor and control your team spending - Issue your managers with their own debit cards and get full oversight on their business spending behaviour. As an admin, you also have the ability to lock, cancel, or close their cards.
Whilst you could use your business debit card for personal use, it is not recommended, even if you are the business owner. Making personal purchases on a business transaction account and card could create tax and accounting issues, and make it more difficult for your accountant to assist you with recording your business finances.
If you wish to make personal purchases with Zeller, we would recommend you create a second Zeller Transaction Account and Debit Card, and make those purchases separate from your business transactions.
To get a Zeller Debit Card, you first need to sign up for your free Zeller Account. You can then issue a free Zeller Debit Card from the Zeller Dashboard. You can choose to create a physical Zeller Debit Card (which will be shipped to you in 3-5 business days), or issue a virtual Zeller Debit Card which you can add to your Google or Apple wallet instantly.
You can issue your employees with a Zeller Debit Card instantly from Zeller Dashboard. They will need to ensure they have completed their ID verification (which is accessible under Profile Settings → Security).
Alternatively, if you need a solution to track and manage employee spending, you may also consider trying Zeller Corporate Cards, which you can learn more about here.
To change your Zeller Debit Card PIN, log into your Zeller Account and look for your card under Cards. In the “Manage” dropdown, you can ‘Reset PIN’. Please note that you have to be the verified cardholder in order to change your card PIN.
If you’ve misplaced your Zeller Debit Card or suspect it has been stolen, log into your Zeller Account and mark your card as “Lost or Stolen” under ‘Manage’ in your Zeller Card Dashboard. We’ll immediately issue you a replacement card to your registered address, free of charge.
If you need additional assistance, please contact Zeller Support on 1800 935 537.
Every Zeller Debit Card can only be linked to one Zeller Transaction Account, which was assigned upon activation. If you wish to spend funds on another Transaction Account with a card, simply create a new Zeller Debit Card under “Cards” in the Zeller Dashboard. It’s fast and free.
For international processing fees, please refer to our Product Disclosure Statement.
As you grow your business in Australia, you’ll need to purchase stock; pay bills, suppliers and employees; and keep track of your budget. Zeller Debit Card is your all-in-one solution. It’s a business debit card that is linked to your free Zeller Business Transaction Account, that can be used to make purchases in-store or online, for business-related expenses. Our free business debit cards provide a convenient and efficient way for business owners to access and manage their funds and spend them as soon as they settle into their account.
Debit cards for small businesses are a great way to improve cash flow management by enabling business owners to track their expenses in real-time, giving them a clear view of where and how their money is being spent. As the use of cash and cheques continues to decline, small business debit cards are a quicker, more convenient and secure way to pay for expenses. Equipped with advanced security features including chip technology and fraud detection, Zeller Debit Card can help protect against unauthorised transactions to keep your money safe. Additionally, having an electronic record of every purchase makes it much easier to keep track of expenses for accounting purposes, which will save you time and effort.
In the past, your business might have needed to rely on business loans to support gaps in your cash flow and keep your business going while waiting for payments to be settled. With Zeller Transaction Account, payments accepted on your Zeller EFTPOS Terminal or via Zeller Online Invoices are settled nightly, 365 days a year. This helps keep your finances in check by letting you only spend the revenue you have generated, therefore mitigating negative cash flow.
Annual card fees and transaction fees may look like minimal expenses in isolation, but these charges add up over time. The business debit Mastercard is one that lets you enjoy fee-free transactions so you can pay your suppliers without the added sting of a transaction charge. Zeller Debit Card comes with unlimited electronic transactions, no monthly or yearly accounts fees, no lock-in contracts and fee-free transactions on domestic purchases. All this means more affordable business spending for you.
From your Zeller Dashboard, you can activate both your business Debit Cards and corporate cards as well as applying for a new card, and lock or cancel a card if it is lost or stolen. No need to visit the bank and wait in line, or sit on the phone on hold. Zeller prioritises convenience so you don’t waste time on business finance admin. If you’re on the go, you can also manage, order and issue Zeller Debit Cards for you and your team, right from your mobile phone with the Zeller App. Virtual cards can be set up and activated in minutes, or if an existing card goes missing, it can be locked or cancelled at the click of a button. Zeller gives you everything you need to do to take control of your business spending, all in one powerful mobile app.
With mobile wallets boasting greater convenience and enhanced security, it comes as no surprise that more and more Australians are choosing to pay contactlessly from their phones. With Zeller Debit Card, small business owners too can harness this technology to streamline their business spending thanks to our integration between Zeller Debit Card and Apple Pay. It’s simple to add your business debit card to your Apple Wallet and what’s more, with Zeller, you don’t even need to wait for your physical card to arrive, simply log in to Zeller Dashboard, create a new virtual card instantly, then add it to your mobile wallet.
From your Zeller Dashboard, you can see an overview of your business spending in real-time, to help manage your business budget. To each transaction, you can add notes, assign contacts and upload receipts so you know exactly where your money is going, which will greatly help you when it comes to reporting your expenses at tax time.
With Zeller, managing your team’s spending is easier than ever. Order a new physical card for every team member or create unlimited virtual cards. By giving your staff business debit cards, you can track their spending with up-to-the-minute transaction lists available in both Zeller Dashboard and Zeller App. You can also set spending or transaction limits for each card to ensure employees can’t spend more than they are meant to.
Created in partnership with Mastercard, Zeller Debit MasterCard can be used anywhere Mastercard is accepted. This means that business owners can benefit from Mastercard’s global network. Supported in 210 countries and territories, it is a reliable payment option for international transactions. Zeller’s is therefore an especially useful debit card for Australian businesses that need to make purchases online from businesses located outside of the country. Additionally, as a Mastercard-branded card, it gives users access to exclusive cardholder benefits and rewards with every dollar spent.