OpenBankingProject.ch (OBP)

🌟 Merry Christmas 🌟 🎄The OpenBankingProject.ch (OBP) team wishes all of you a wonderful Christmas time and a Happy New Year! We want to thank all our #partners and #members for their support and dedication during the year: Ergon Informatik AG, finnova AG Bankware, Finstar, Universität St.Gallen (HSG), Business Engineering Institute St. Gallen AG, amétiq banking, Freiburger Kantonalbank FKB, Contovista, DIDAS, Experian, Swiss Financial Innovation Desk, Finform AG, Intrum, KYC Spider, Netcetera , PostFinance, PPI Schweiz, Procivis, Swisscom and Thurgauer Kantonalbank 🎅 We will be back in January with new updates about the OpenBankingProject.ch, #OpenBanking, #OpenFinance and consent driven data sharing. Here's to connecting, collaborating, and achieving great things together in #2025! 🚀

Last week, one of our colleagues, Stefan Knaus, represented the OpenBankingProject.ch (OBP) community at the yearly DIDAS event. DIDAS is committed to a digital Switzerland with more privacy and less friction. It is a neutral ground for experts, policy makers, and enthusiasts coming together to create a Self-Sovereign Identity Ecosystem in Switzerland. In this context, they support the provision of the Swiss #EID and corresponding #TrustInfrastructure and mobilise various industries (health, finance, retail) to participate and create #UseCases based on the E-ID and other credentials. We are happy to be part of this initiative and host the DIDAS working group #banking. We are looking forward to drive #consent-#driven #data #sharing in Switzerland forward together 🚀

📸 A few snapshots from our 11th #Member #Event from last Wednesday at Ergon Informatik AG in Zurich. 🙏 We would like to thank all participants, speakers, and panelists for their inspiring contributions and discussions around: - potentials, national and international activities in the context of #InstantPayments, - how #ArtificialIntelligence and #OpenData are transforming KYC processes, - a conceptual comparison of #OpenBanking and #SelfSorvereignIdentity, - future potentials in digital customer #Onboarding through the usage of Swiss E-ID and #reusable customer #Data, and - thoughts and challenges when providing a #MultiFinance application in Switzerland Thomas Zerndt, Stefan Knaus, Julien Rösch, Adriano Meyer, Michael Doujak, Marcel Eicher, Fabio A. Marchesin, Adrian Berger, Daniel Saeuberli

We warmly welcome Netcetera as a new member of our community! Netcetera is a pioneering Swiss software company with forward-thinking digital solutions across the banking, payment, mobility, healthcare, and publishing industries. With its expertise and over 25-year track record, the company develops future-proof and scalable software that creates value for its clients and consumers. Netcetera is an expert at delivering seamless user journeys within highly secure and privacy-driven environments.   We’re really happy to have you on board! Let’s drive #Open #Banking and #consent-#driven #data #sharing forward in Switzerland 🚀

We warmly welcome Procivis, a subsidiary of Orell Füssli Group, as a new member of our community! Procivis AG is a deep tech company, specialized in #decentralized #identities and #verifiable #credentials for building #ecosystems in Switzerland.   Its software solution, Procivis One, for decentralized digital identities and verifiable credentials, enables seamless and business processes integrated into existing solutions at the organizational or end-user level. Procivis One is compliant with the upcoming Swiss E-ID and the European eIDAS 2.0 regulations.   We are really happy to have you on board! Let’s see what the SSI ecosystem can contribute to the Open Banking initiatives in Switzerland.   #ProcivisOne #DecentralizedDigitalIdentity #OpenBanking

💥 We are thrilled to announce the final agenda of our 11th #MemberEvent. The event takes place this Wednesday, 13th of November 2024 at Ergon Informatik AG, Merkurstrasse 43 in Zurich. 🎙 We are looking forward to contributions and keynotes from 17:00 - 17:15 Thomas Zerndt, Business Engineering Institute St. Gallen AG 17:15 - 17:35 Julien Rösch, PPI Schweiz 17:35 - 17:55 Adriano Meyer Broyn, KYC Spider 17:55 - 18:10 Michael Doujak, Ergon Informatik AG 18:10 - 18:15 Marcel Eicher, Swisscard AECS GmbH 18:15 - 18:35 Fabio A. Marchesin, BlueBudget 18:35 - 18:55 Panel discussion with Adrian Berger (Ergon Informatik AG), Daniel Saeuberli (DIDAS), and Thomas Zerndt (Business Engineering Institute St. Gallen AG) 💭 What are we going to discuss at this #MemberEvent? - potentials, national and international activities in the context of #InstantPayments, - how #ArtificialIntelligence and #OpenData are transforming KYC processes, - a conceptual comparison of #OpenBanking and #SelfSorvereignIdentity, - future potentials in digital customer #Onboarding through the usage of Swiss E-ID and #reusable customer #Data, and - thoughts and challenges when providing a #MultiFinance application in Switzerland 🙏 A big thanks to our #Partners and #Members, who are making this event possible: Ergon Informatik AG, finnova AG Bankware, Finstar, Universität St.Gallen (HSG), Business Engineering Institute St. Gallen AG, amétiq banking, Freiburger Kantonalbank FKB, Contovista, DIDAS, Experian, Swiss Financial Innovation Desk, Finform AG, Intrum, KYC Spider, Netcetera , PostFinance, PPI Schweiz, Procivis, Swisscom, Thurgauer Kantonalbank

🚀 We are excited to announce the programme of our next #MemberEvent on Wednesday, 13th of November 2024 at Ergon Informatik AG in Zurich! 🎙 Our guests can expect inspiring contributions and keynotes from Julien Rösch, Adriano Meyer, Michael Doujak, Fabio A. Marchesin, Adrian Berger and Thomas Zerndt about - potentials, national and international activities in the context of #InstantPayments, - how #ArtificialIntelligence and #OpenData are transforming KYC processes, - a conceptual comparison of #OpenBanking and #SelfSorvereignIdentity, and - thoughts and challenges when providing a #MultiFinance application in Switzerland 🧠 We look forward to another valuable event with groundbreaking presentations and discussions. As always, the event will be complemented by a panel discussion followed by an aperitif and the possiblity to further connect. Ergon Informatik AG, finnova AG Bankware, Finstar, Universität St.Gallen (HSG), Business Engineering Institute St. Gallen AG, amétiq banking, Freiburger Kantonalbank FKB, Contovista, DIDAS, Experian, Swiss Financial Innovation Desk, Finform AG, Intrum, KYC Spider, PostFinance, PPI Schweiz, Swisscom, Thurgauer Kantonalbank

💡 The Swiss National Bank (SNB) and SIX Interbank Clearing Ltd (SIC Ltd) have jointly introduced the new SIC5 platform. This enables financial institutions to process #instant #payments in central bank money. In the future, the SIC-IP service should also be made available to interest providers of payment solutions (payment schemes) for their account-to-account (A2A) payments. Therefore, a rough concept for an #InstantPaymentBridge (IPB) was introduced, which led to a public market consultation. 📑 The #partners of the OpenBankingProject.ch endorse the efforts of SNB and SIX to make the infrastructure accessible to other market participants. OBP has therefore submitted the following statement below. Furthermore, thanks to an instant payment bridge, payment schemes that enable A2A payments directly in #ECommerce or at the #PointOfSale would also be realizable better. With the usage of irrevocable payment promises, instant payments could be also used for such A2A payments, although IP have been considered inadequate due to the 10-second time period so far. We are excited to see what other innovations will be launched on the market as a result of this IPB. 🧠 The OpenBankingProject.ch is eager to contribute and support the development of an instant payment bridge. #payments #innovation #A2A #OpenBanking #OpenFinance

💡 In 2026, Swiss banks will also be confronted with the national E-ID! But how and in which processes can banks integrate the E-ID and what are the implications and potentials of participating in the Confederation's trust infrastructure? 🧠 The OpenBankingProject.ch participated yesterday in a webinar from the Swiss Banking - Schweizerische Bankiervereinigung about #relevance, #implications, and #potentials of the Swiss e-ID and the corresponding trust infrastructure for the Swiss financial sector. The large number of participants from the Swiss banks has shown, that the banks are beginning to address the Swiss E-ID and the topic of Self-Sovereign Identities and its impact on their business architecture. 🚀 As an initiative, we would also like to contribute to this emerging field and the arising questions and challenges that banks are currently facing. Together with our partners, members, and our community (Ergon Informatik AG, finnova AG Bankware, Intrum, PXL Vision, Inventx Lab, Swisscom) we are organising a workshop series from November 2024 until February 2025, followed by a Proof of Concept of the most relevant use case based on the Swiss E-ID. You can find all relevant information about this project below. 🤝 If you would like to join us, please feel free to contact us. The kick-off workshop takes place on Thursday, 24th of October 2024 @ Ergon in Zurich. #banking #innovation #SelfSovereignIdentity #eID #wallet #UseCases

Last week, the Open Banking Summit 2024 took place @ Google in Zurich. We want to thank all of our speakers (Gregor Kaelin, Thomas Zerndt, Dr. Maurizio Singh, Nicolas Brügger, Michael Müller, Prof. Dr. Kerstin Windhövel, Eva Selamlar-Leuthold, Martin Honegger, Peter Schauble, André Renfer, Eliane Albisser, Daniel Baur, Patrick Humbel, Samuel Scheidegger), partners, members and the more than 160 participants for this successful event! You can find a detailed report of the Summit on our homepage: https://lnkd.in/dEnTXiG8 We are already looking forward to our next year's Open Banking Summit. Mark your calendars on Thursday, 21st of August 2025! #OpenBankingSummit