The Insurer Beemakar

Mohsin Murtaza Hussain holds the position of Executive Vice President of Marketing at Jubilee General Insurance Company Ltd. He has recently joined Jubilee General after previously owning the digital platform SMAQ SPORTS & ENTERTAINMENT. His extensive professional experience includes serving as the Head of the Health Department at Salaam Takaful Limited , as well as holding roles at IGI Life and Allianz EFU Health Insurance Limited, where he was a Regional Head and Senior Corporate Sales Manager. In this role, he prioritized business retention and worked closely with the Business Development Team to foster business expansion. Mohsin was committed to addressing various challenges and ensuring prompt responses to inquiries within the designated turnaround times. He also took charge of conducting product awareness sessions to improve understanding of the company's offerings. Moreover, he maintained high standards of integrity and values in the workplace, providing comprehensive support to colleagues and associated teams.

Umar Riaz Cheema serves as the Head of Commercial Business at Askari General Insurance Company Limited , bringing over 15 years of extensive experience in the corporate sector. His professional journey is characterized by steadfast dedication and an unyielding commitment to excellence, which has positioned him as a prominent figure within the insurance industry. Cheema began his tenure with Askari General Insurance Company Limited seven years ago as a Branch Manager. He faced numerous challenges but demonstrated remarkable resilience, ultimately becoming a vital contributor to the company's growth. His exceptional skills and dedication led to his appointment as the Head of Commercial Business. In his current capacity, Cheema utilizes his vast experience and strategic insight to elevate the company's commercial operations. His robust portfolio and well-established relationships with key stakeholders across various sectors have played a crucial role in securing profitable agreements and enhancing the company's market presence. Cheema's success is indicative of his diverse skill set, which includes expertise in marketing strategy, business analysis, corporate communications, entrepreneurship, and public administration. His ability to navigate the complexities of the corporate environment and identify emerging opportunities has rendered him an invaluable asset to Askari General Insurance. In addition to his professional accomplishments, Cheema's unwavering commitment to his work and his focus on building strong relationships have garnered him the respect and admiration of colleagues and peers alike. He serves as a source of inspiration for aspiring professionals, exemplifying that with diligence, perseverance, and a steadfast pursuit of excellence, remarkable achievements are attainable. Umar Riaz Cheema's narrative is a powerful testament to success, resilience, and unwavering dedication. His significant contributions to the corporate landscape, particularly within the insurance sector, are noteworthy.

Murtaza Ahmed Branch Manager at Jubilee Life Insurance Company Ltd. Murtaza Ahmed is a seasoned professional with extensive experience in the insurance and Forex sectors. He possesses strong skills in negotiation, business planning, operations management, analytical thinking, and sales. Since 2008, he has been a sales professional with a diverse background in product management, sales process management, and financial analysis. With nine years in the insurance industry and seven years in various international Forex companies, he has also served as a financial consultant for the international Forex market and network marketing. Murtaza is an advocate for civil rights, social action, economic empowerment, and education, and he holds a certification in taxation law. His career at Jubilee Life Insurance Company Ltd. has seen him take on roles such as Branch Manager, Assistant Branch Manager, and Team Manager, where he has effectively demonstrated his leadership and operational capabilities. He has also held key positions at IGI Life Insurance Limited and Trade International, where he exhibited his sales and management expertise. Murtaza has earned a Certificate in Taxation Law from Softax Pakistan, underscoring his proficiency in tax law. He is recognized as a Certified Income Tax Practitioner by the Federal Board of Revenue (FBR). Additionally, he holds a Master’s degree in Economics and a Bachelor’s degree in Commerce from Shah Abdul Latif University, Khairpur Mir's. His professional qualifications include the Life Insurance Agent Certificate and various Skill Builder Levels in Bancassurance from Jubilee Life Insurance Company Ltd., reflecting his ongoing dedication to professional growth.

Successful individuals do not achieve their status overnight, and Nomaan Bashir exemplifies this principle. His expertise encompasses Insurance, Team Leadership, Business Development, Digital Strategy, and Business Strategy. As the Co-Founder and CEO of Ozoned Digital | InsurTech and Insurance Bazaar PK, he possesses extensive experience across all business functions, ranging from sales operations to managing insurance matters in conjunction with IT. In his leadership roles at Ozoned Digital and Insurance Bazaar PK, he is primarily focused on driving digital transformation within the insurtech sector. Utilizing his analytical skills and strategic development capabilities, he has played a pivotal role in launching innovative digital reward programs that have positively affected over half a million customers. His extensive tenure in the insurance industry is characterized by a dedication to innovation and strategic risk segmentation, particularly in consumer insurance during his 14 years at AIG and in product management for Vitality under Discovery South Africa. At the forefront of two groundbreaking companies, his leadership has been crucial in developing strong business strategies and incorporating advanced technology into conventional insurance practices. His career has been shaped by a commitment to digital ecosystems, fostering environments where industry participants can collaborate effectively. This unwavering dedication to digital innovation continues to drive his mission to transform the insurance industry through Ozoned Digital.

Noman Hatim serves as an Officer in Group Life Operations at Adamjee Life Assurance Co. Ltd. He commenced his professional journey in 2018 as a trainee officer within the health claims department at Pak-Qatar Family Takaful. Subsequently, he gained experience at Salaam Takaful Limited , where he worked in the medical health claims department, focusing on claims medical evaluation. Last year, he transitioned to Adamjee Life, taking on responsibilities in group life operations, specifically in underwriting and reinsurance. He holds a Bachelor of Business Administration (BBA) degree from Iqra University.

Muhammad Shoib serves as the Assistant Vice President of Operations at Pak-Qatar General Takaful in Pakistan, bringing extensive experience across all business functions. He conducts thorough assessments of potential losses prior to the implementation of insurance policies, ensuring that all relevant factors and loss probabilities are meticulously considered. His responsibilities include comparing Fire Risk Reports through physical inspections and analyzing high-risk assessments to provide a detailed risk analysis. In the realm of Marine Cargo Underwriting, he carefully reviews submitted claims documentation, presenting strong arguments against any findings that lack credibility. He undertakes detailed investigations into claims and ensures the alignment of the Company's strategic objectives across all claims lines. Additionally, he reviews and updates various claims processes, including registration, approval, settlement, and recovery. Shoib fosters a collaborative environment that encourages team members to achieve positive outcomes creatively and to propose innovative solutions to challenges. He regularly monitors and evaluates target achievements, providing timely feedback to support continuous improvement. As a valuable member of the Anti-Money Laundering (AML) team, he began his career as a Junior Executive Officer at National Security Insurance Company Limited. He has also held positions such as Assistant General Manager of Claims at IGI Insurance and Assistant Vice President in the SITE Division at EFU General Insurance Limited. His professional journey includes experience with Dewan Mushtaq Group and New Jubilee Insurance. Shoib holds a Master's degree in International Relations from Karachi University and has completed a two-year diploma in Computer Science with a focus on Software from PETROMAN Training Institute (Main Campus), Karachi.  He also Volunteering work for poor people and families and help them like paying Children School fees, grocery and those who cannot afford medicine provide them for their sickness back to good health.

Fawwad A. Razzak (ACII) A. Razzak currently holds the position of Joint General Manager at Habib Insurance Company, where he serves as the Head of Underwriting. In this capacity, he is responsible for managing the underwriting process, which entails evaluating and assessing the risks associated with insurance. His key responsibilities include the creation of the Habib Insurance Underwriting Manual, as well as the development of guidelines and standard operating procedures. He is charged with the assessment of risks and the underwriting of both corporate and non-corporate insurance proposals. Furthermore, he works closely with branches, brokers, and corporate clients to ascertain their insurance requirements and prepares customized insurance quotations for their consideration. Fawwad represents the company on the Marine Committee of the Insurance Association of Pakistan and is an active member of the Management Committee (Underwriting, Reinsurance, and Co-insurance Committee) of the Board, where he regularly engages with Directors during meetings. He evaluates incoming risks and underwrites them based on his expertise and judgment, ensuring adherence to underwriting guidelines. Additionally, he collaborates with the legal advisor to finalize agreements pertaining to strategic initiatives. Prior to his current role, he served as the Manager (Head of Underwriting Department) at Pak-Qatar General Takaful and New Jubilee General Insurance Company Ltd , where he was primarily responsible for assessing the insurability of risks in line with company policies, analyzing insurance needs, and preparing proposals for prospective clients. Fawwad began his career as a Junior Officer at AIG Pakistan – New Hampshire Insurance Company. He is an Associate of the Chartered Insurance Institute (ACII) and holds a Master’s in Business Administration (MBA) from Preston University, as well as a Master’s in Arts (M.A.) from the University of Karachi. Additionally, he has obtained a diploma in Internet Programming with E-commerce and Computer Science and is an elected member of Marine Committee of the IAP for the term 2024-26.