Loans4homes’ Post

We get it, you're super eager for a home loan, but trust us: you don't want to spam lenders with home loan applications hoping for a 'Yes'. Applying for multiple credit facilities at once? It's a big no-no. Why, you ask? Because each application leaves a mark on your credit file, visible to all. If Bank A spots you flirting with Bank B, it's usually a hard pass from them. Chat with us first instead and we'll give you the inside scoop on what lenders really want. #MortgageBroker #HomeLoans #MortgageLender #PropertyFinance #RealEstateLoans #HomeBuyer #Refinance #FirstTimeHomeBuyer #MortgageAdvice #FinanceTips #InvestmentProperty #PropertyMarket #HomeOwnership #PropertyInvestment #HomeLoanRates #HomeBuyerTips #MortgageSpecialist #HomeFinance #LoanOptions #PropertySales #Loanscope

We get it, you're super eager for a home loan, but trust us: you don't want to spam lenders with home loan applications hoping for a 'Yes'. Applying for multiple credit facilities at once? It's a big no-no. Why, you ask? Because each application leaves a mark on your credit file, visible to all. If Bank A spots you flirting with Bank B, it's usually a hard pass from them. Chat with us first instead and we'll give you the inside scoop on what lenders really want. #MortgageBroker #HomeLoans #MortgageLender #PropertyFinance #RealEstateLoans #HomeBuyer #Refinance #FirstTimeHomeBuyer #MortgageAdvice #FinanceTips #InvestmentProperty #PropertyMarket #HomeOwnership #PropertyInvestment #HomeLoanRates #HomeBuyerTips #MortgageSpecialist #HomeFinance #LoanOptions #PropertySales #Loanscope

We get it, you're itching for a home loan, but trust us: you don't want to spam lenders with home loan applications hoping for a 'Yes'. Applying for multiple credit facilities at once? It's a big no-no. Why, you ask? Because each application leaves a mark on your credit file, visible to all. If lender A spots you flirting with lender B, it's usually a hard pass from them. Speak with us first instead and we'll give you the inside scoop on what lenders really want! 📲🏡 #bestinterestbrokers #mortgagebrokers #mortgage #broker #finance #interestrates #homeloans #businessloans #bridgingloans #constructionloans #smsfloans #equipmentfinance #personalloans #refinancing #purchasing #investing #homeownership #lendingexperts #northernbeachesmums #nswproperty #nswrealestate #goldcoastmums #qldrealestate #queenslandhomes #accountants

Wondering how long you'd be locked into your home loan? Well, assuming you make only the minimum repayments, you'll be paying back your loan for as long as the home loan term. The home loan term is the length of time you and the lender agree your loan will be paid back by. Home loan terms usually range from 20 to 40 years, with 30 years being fairly standard. Choosing a longer term will result in lower monthly payments, but you'll pay more in interest over the life of the loan. Want to know which term is right for you? Get in touch and we'll help you weigh the pros and cons. #MortgageBroker #HomeLoans #MortgageLender #PropertyFinance #RealEstateLoans #HomeBuyer #Refinance #FirstTimeHomeBuyer #MortgageAdvice #FinanceTips #InvestmentProperty #PropertyMarket #HomeOwnership #PropertyInvestment #HomeLoanRates #HomeBuyerTips #MortgageSpecialist #HomeFinance #LoanOptions #PropertySales #Loanscope

Wondering how long you'd be locked into your home loan? Well, assuming you make only the minimum repayments, you'll be paying back your loan for as long as the home loan term. The home loan term is the length of time you and the lender agree your loan will be paid back by. Home loan terms usually range from 20 to 40 years, with 30 years being fairly standard. Choosing a longer term will result in lower monthly payments, but you'll pay more in interest over the life of the loan. Want to know which term is right for you? Get in touch and we'll help you weigh the pros and cons. #MortgageBroker #HomeLoans #MortgageLender #PropertyFinance #RealEstateLoans #HomeBuyer #Refinance #FirstTimeHomeBuyer #MortgageAdvice #FinanceTips #InvestmentProperty #PropertyMarket #HomeOwnership #PropertyInvestment #HomeLoanRates #HomeBuyerTips #MortgageSpecialist #HomeFinance #LoanOptions #PropertySales #Loanscope

Navigating Home Loans as a Self-Employed Business Owner. Securing a home loan can be challenging, especially for those of us who are self-employed. But don't be discouraged – With the right preparation and understanding of the process, it could be within reach   Here are some key tips to help you navigate the journey:   1. Organise Your Financial Documents: Lenders will require thorough documentation of your income. Be prepared with at least two years of tax returns, profit and loss statements, and bank statements. We can work directly with your accountant to get all requirements and save you time. 2. Work with a Knowledgeable Mortgage Broker: A broker who understands the unique challenges of self-employment can guide you to the right lenders and loan products suited to you. JLH Finance is well equipped with this experience.   Remember, being self-employed doesn’t have to be frustrating for you. With diligence and the right strategy, you have a good chance of securing the home loan that fits with your needs and goals.   Feel free to reach out if you have any questions or need further advice on this journey!   #SelfEmployed #HomeLoans #MortgageTips #HomeBuying

💪 Landing a home loan if you’re self-employed 💪⁣ ⁣ Rightly or wrongly, lenders can see self-employed borrowers as higher risk than employees.⁣ ⁣ So it helps to be prepared when applying for a home loan:⁣ ⁣ ✅ Have evidence you’ve held an ABN for a year or two⁣ ✅ Gather proof of income like your latest business activity statements and tax returns⁣ ✅ Don’t hide your income (aka cash jobs) as it can reduce borrowing capacity, and⁣ ✅ Grow savings to show you can handle home loan repayments.⁣ ⁣ If you're struggling to meet any of the above, you could even be eligible for a low-doc home loan designed especially for self-employed borrowers.⁣ ⁣ Talk to us for home loan help when you’re your own boss. 👇⁣ ⁣ To find out more, DM us or contact Lionel Finance on: 📞 1300-LIONEL 💻 info@lionelfinance.com.au #lionelfinance #reachyourfinancialsgoalsquicker #mortgagebroking #aussiemortgagebroking #homeowner #investment #property #mortgagebroker #mortgage #homeloan #loan #firsthome #refinance #investors #broker #sydney #sydneycbd #sydneyproperty #sydneyrealestate #sydneymortgagebroker #sydneybroker #sydneyloans #sydneyfinance #sydneylocal #nsw #nswproperty #nswrealestate

🪓 Want to chop your home loan rate? 🪓⁣ ⁣ RateCity recently found that 80% of people who’ve asked their lender for a rate cut, got one. 👍⁣⁣ ⁣ But it’s not that simple. You need to:⁣ ⁣ ✅ ⁣Know your home loan rate⁣ ✅ ⁣Know the rate your bank is offering new customers, and⁣ ✅ Arm yourself with rates from other lenders, and be prepared to walk if your lender doesn't want to play ball.⁣ ⁣ Sound like too much hard work?⁣ ⁣ Well, one solution is to give us a call and we'll help guide you. 👇⁣⁣ ⁣ To find out more, DM or contact your MyFinCoach on: ☎ – 0403 500 608 💻 – info@myfincoach.com.au #myfincoach #brokersworkforyou #investment #property #mortgagebroker #homeloan #refinance #investors #firsthomebuyers #sydneyproperty #sydneymortgagebroker #sydneyloans #sydneyfinance #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw #nswproperty #nswrealestate #nswbroker #finance #financebroker #localmortgagebroker #loan #firsthome #howtorefinance #howtobuyahome #achieveyourpropertygoals #carfinance #assetfinance

We get it, you're super eager for a home loan, but trust us: you don't want to spam lenders with home loan applications hoping for a 'Yes'. Applying for multiple credit facilities at once? It's a big no-no. Why, you ask? Because each application leaves a mark on your credit file, visible to all. If Bank A spots you flirting with Bank B, it's usually a hard pass from them. Chat with us first instead and we'll give you the inside scoop on what lenders really want. #esteemedfinancialservices #esteemedfinancial #perth #perthisok #perthhomes #perthrealestate #perthprofessionals #subiaco

Do you plan to enter the property market or build your portfolio? Buying real estate is a big financial decision, and a key factor will be your home loan. To help you on your journey, here are four things you need to know about home loans: 1. Pre-approvals can be powerful: But they're not all created equal. 2. Give yourself time to maximise your options: Lenders will take anywhere from days to weeks to approve your loan. 3. Banks have tightened up their lending criteria: You may be able to borrow around six times your annual income. 4. You don’t have to be a customer for life: As a borrower, you're not locked into the one lender for the life of the loan and have freedom to switch to a better deal. #mymortgageadvantage #mymortgageadvantage #centralcoastnsw #firsthomebuyer #centralcoastproperty #sydneymortgagebroker #newcastlebroker #newcastlensw #sydneyproperty #sydneyhomes #moneymindset #financialfreedom #moneytips #budgeting #australianhomes #sydneyrealestate #iloverealestate #property #investing #coastallifestyle #australianhomes #sydneyagent #sydneyauctions #homebuyer #propertyinvestor #newcastlesmallbusiness #carfinance #sydneysmallbusiness