Oxbury Bank Plc’s Post

“I think our relationship with Oxbury has made our future plans more attainable. And, as the months and years go on, I hope that Oxbury will continue to have the confidence in us as well that we can deliver – because that’s a crucial part of the partnership. With the bank we were with before, I felt we were losing part of the agricultural connection. With Oxbury, the knowledge base is much greater.” Building and maintaining relationships with customers is a key part of our business, our relationship managers understand both agriculture and banking and have the expertise to discuss specific lending opportunities with farmers face to face on farm. For most banks, farming is only a small part of their business. At Oxbury, it’s all we do. #diversification #farminguk #backbritishfarming #agribank #agritech #supportfarming #oxburybank #oxburyloans #fundingfarmers #farmerfinance

When asked about working with Oxbury, here is what our customer, Chris Spence of Miresdale Dairy Holding Limited said: “Investment from Oxbury has transformed our business and made us so sustainable. And it’s such a nice bank to work with because the people are friendly, they understand agriculture and are very switched on. It’s like a dream really.” Building and maintaining relationships with customers is a key part of our business, our relationship managers understand both agriculture and banking and have the expertise to discuss specific lending opportunities with farmers face to face on farm. For most banks, farming is only a small part of their business. At Oxbury, it is what we do. To find out more abut Chris and how the funding from Oxbury has helped his farm business, click the link: https://lnkd.in/eX_MHvjB #farminguk #backbritishfarming #agribank #agritech #supportfarming #oxburybank #oxburyloans #fundingfarmers #farmerfinance #growth #farmgrowth #farmbusiness #customers #oxburycustomers

When asked about working with Oxbury, here is what our customer, Geoffrey Wox of Wox Agri Services Limited said: “Meeting Oxbury, we had a facility put in place within four or five weeks, and that’s helped us to the next level, and we wouldn’t have been able to what we’ve done in the last 18 months without them.” Building and maintaining relationships with customers is a key part of our business, our relationship managers understand both agriculture and banking and have the expertise to discuss specific lending opportunities with farmers face to face on farm. For most banks, farming is only a small part of their business. At Oxbury, it is what we do. To find out more abut Geoffrey and Wox Agri Services Limited, click the link! https://lnkd.in/giRpfNCn #farminguk #backbritishfarming #agribank #agritech #supportfarming #oxburybank #oxburyloans #fundingfarmers #farmerfinance #growth #farmgrowth #farmbusiness #customers #oxburycustomers

When asked about working with Oxbury, here is what our customer, Paul Moore of EWH Moore said; “Oxbury was so easy for us to deal with because they’re just set up to deal with farmers. They understand all the pressures that come with running an agri business." “They came back relatively quickly with an offer to help fund our project. The whole process was like clockwork. It was designed for an agricultural business and me as a farmer. I felt like a valued customer, someone who they wanted to work with us, and they were people I wanted to work with." “Other banks were wanting to talk to us. But Oxbury wanted to do the job.” Building and maintaining relationships with customers is a key part of our business, our relationship managers understand both agriculture and banking and have the expertise to discuss specific lending opportunities with farmers face to face on farm. For most banks, farming is only a small part of their business. At Oxbury, it’s what we do. #farminguk #backbritishfarming #agribank #agritech #supportfarming #oxburybank #oxburyloans #fundingfarmers #farmerfinance #growth #farmgrowth #farmbusiness #customers #oxburycustomers

Investment secures land for future generations - A day on the farm with Oxbury customer Julian Taylor of Home Farm, Starston. 'Once an active dairy farm, milk prices eventually made this side of the business unviable, and the family needed to explore new ways to live off the land. In the search for profitable diversification projects, securing finance proved key to their plans. It also meant ending a long-held relationship with a high street bank and moving towards a new partnership with Oxbury who was eager to understand and invest in their future.' Building and maintaining relationships with customers is a key part of our business, our relationship managers understand both agriculture and banking and have the expertise to discuss specific lending opportunities with farmers face to face on farm. For most banks, farming is only a small part of their business. At Oxbury, it’s all we do. To find out how Julian was able to diversify his farm business, read our blog: https://lnkd.in/eEtiWPjU #diversification #farminguk #backbritishfarming #agribank #agritech #supportfarming #oxburybank #oxburyloans #fundingfarmers #farmerfinance

We’ve been serving ranchers, farmers and other Ag-related businesses since our bank was founded in 1901. And many members of our team are ranchers and farmers, or grew up in that environment. We think that qualifies us as agricultural banking experts. We know very well that we can’t take a “one-size-fits-all” approach to Ag lending. That’s why you can count on us to understand your unique business as well as your special needs – whether it’s timing your loan payments to take advantage of seasonal cash flow cycles, financing your new equipment purchase, or structuring your operating line of credit. You’ll save time and money when you work with experts who understand your challenges. Come talk to us about: Production loans, term real estate, livestock and feedlots, field, row and permanent crops. Fixed and variable rate loans with the option of annual payments. Farm equipment financing and farm and ranch land financing. Beginning farmer or expansion of existing operations. Operating lines of credit. FSA guaranteed loans. We're here for you. Then and now! #aglender #ColoradoAgriculture #Coloradofarmers #ColoradoRanchers Member FDIC. Equal housing lender.

#NationalFarmersDay may be October 12, but we're proud to celebrate #LancasterPA's thriving ag community all year round thanks through a variety of ag-specific and commercial lending tools: 🧑🌾 Did you know that EDC Finance leads the state for the highest annual volume of #NextGenerationFarmerLoanProgram loans? #NextGen loans are exclusively available to first-time farm owners and help ensure that Lancaster's strong farming tradition continues to be passed down generation to generation. 🚜 Loans provided through the #PIDAag Fund assist growing agribusinesses with access to incentive financing for major fixed assets such as land, buildings, and equipment. 🏢 Commercial PIDA loans to businesses like Hoober Inc. and Messick Equipment provide critical funding to companies that distribute and service the ag equipment that local farmers rely upon. 🍦🥚🥩 #SBA504 lending to businesses that purchase/sell farm-fresh meat, dairy, and produce like Fox Meadows Creamery, Inc., Smucker's Meats, and Sensenigs Feed Mill Inc. Farming has long played an important role in Lancaster County's economy, and EDC Finance Corporation is proud to do its part to help keep that tradition going strong! To learn more about ag lending tools that are available through #EDCFinance, visit https://lnkd.in/eGT9N7BC or contact us at finance@edclancaster.com. #EDCLancaster #AgLending #FarmerLending #LancasterCountyPA #Agribusiness

🌱 Are you a blueberry farmer looking to expand your operation? At Canadian Western Bank, we recently assisted a new client in refinancing their blueberry farm, unlocking their equity through a tailored farm line of credit. Now, they have the resources to cultivate growth and take their farm to new heights. Let us help you unlock the potential of your farm. Connect with us today to learn more! #BlueberryFarming #FarmFinancing #GrowYourOperation 🚜💼 Canadian Western Bank Trevor Sproule

In volatile markets, when others are on the sideline, PACT Capital continues to maintain a long-term view on California Almonds and actively financing new Almond Orchards in California. Our customers rely on the dependable lending relationship with us due to our commitment to California Agriculture coupled with the traditional and creative financing options we provide. Leveraging our extensive knowledge of today’s California agricultural industry, our team is dedicated to building relationships and taking the time to understand your unique operation. This commitment ensures we provide the best long-term lending solution for your operation. PACT Capital offers the most flexible, and lowest cost capital loan programs in the market to support the growth and success of your project. What can PACT Capital do for you? Find out more today. #Agriculture #AlmondIndustry #Lending #Agribusiness #CaliforniaAgriculture #PACTCapital #AgriculturalLending

🌡️ Are farmland values cooling down? In 2024, lenders saw a slight increase of 3.8% in farmland values. But moving into 2025, two-thirds of lenders anticipate either no change or a decline in land values. There is optimism in the South and West. Lenders in those areas had a more positive outlook. Access more insights in our 2024 Agricultural Lender Survey Report > https://lnkd.in/eHmq9JtN #AgLending #AgFinance