HomeOwners Alliance

Once you’ve exchanged contracts and the buyer has paid a deposit it can feel like your house sale or purchase is a done deal. But if you're hoping to complete before Christmas, issues can still arise, so here's what to be aware of and - crucially - how to move things along. https://lnkd.in/eSJmT8Cr #exchange #completion #homebuyer #homebuying #forsale #homeselling #homeseller #propertyforsale #property #propertyadvice

First time buyers are being urged to complete their house purchase before the end of March 2025 to avoid paying thousands of pounds more when stamp duty rates change. Some first time buyers’ bills could rocket by over £10,000, and home movers could also face higher bills too. Here’s the latest. https://lnkd.in/er6vqaVk #firsttimebuyer #firsttimehomebuyer #firsttimebuyers #firsthome #propertyladder #newhome #propertymarket #stampduty #homebuyer #homebuying #propertyadvice

A brilliant piece by Sebastian Okelly in The Times As he says what’s stopping developers and housing associations now from offering share of freehold flats and better consumer protections? https://lnkd.in/ev8f2KDa #leasehold #leaseholdreform

This morning our CEO Paula Higgins will be at the Council for Licensed Conveyancers - regulating property and probate lawyers consumer round table discussing our recent conveyancing research findings. Sponsored by National Conveyancing Week you can read our full research here https://lnkd.in/eTjEpJyK

Last month our CEO Paula Higgins successfully completed the monumental task of hiking the 5985 metres to the summit of Mount Kilimanjaro. 👏 She raised £1,475 for Crisis, the national charity for people experiencing homelessness. Here at the HOA we are proud to support the work by Crisis. We know how critical having a home is for your emotional, physical, mental and financial well-being. We all need a decent home to be healthy and to thrive. But sadly we know there are still far too many people without a permanent place to call home. If you're feeling inspired by Paula's efforts, there are many ways you can get involved, fundraise and support the work they do - especially at Christmas. From their virtual stocking to taking part in one of their Icebreaker events, show your support for #CrisisAtChristmas. Here's how you can get involved 👇 https://lnkd.in/ebfb8caR #homeless #homelessness #home #CrisisAtChristmas Angela Kerr Katherine Binns

The UK property market has improved this month following the base rate cut; house prices are up and the number of new mortgages approved hit the highest level in two years. We look at what this means if you're buying and selling and what the experts think is likely to happen for the rest of 2024 Here's the latest House Price Watch. https://lnkd.in/eFYxrpFH #houseprices #housepricewatch #housingindex #housingmarket #propertymarket #propertynews #property #propertyadvice #home

On 28th November our CEO Paula Higgins will be among 275 experts speaking at HOMES UK and Unlock Net Zero Live. Discussing how to bring home ownership into reach, she will be speaking alongside Millie Dodd from Just Build Homes. So if you want to know "what does a workable, affordable home ownership market look like and how do we deliver it?" make sure you register. Here's what else is on at the event 👇

Really positive meeting with Housing Minister Matthew Pennycook today where we outlined the concerns of NLC members. He is determined to deliver on their manifesto commitments. We stressed the urgency to lay down a timeline of when parts of LFRA24 will be enacted. #Leasehold #LeaseholdScandal #GetCommonholdDone Cath Williams Joanne Darbyshire

Our advice to homeowners is featured by the BBC today as they reveal a quarter of the UK's biggest mortgage providers will not lend against homes with spray foam in the roof. https://lnkd.in/es4MDGii #sprayfoam #insulation #greenhomes #property #home #homeowner #loftinsulation #mortgage #mortgages #mortgagelenders #propertyadvice BBC News

The Bank of England has cut interest rates for the second time this year, from 5% to 4.75%. However, rather confusingly, mortgage rates may increase in the short term. Let's look at what's happening with rates and why. https://lnkd.in/dCMEsF5 #BankofEngland #interestrate #baserate #mortgagerates #bankofengland #money #mortgages #mortgage