DSP Top 100 Equity Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Large Cap Fund

Fund House : DSP Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 491.552 0.33%
(as on 07th January, 2025)

Crisil Rating

Above average performance among peers

Fund Size

: ₹ 4529.98 Cr

(1.25% of Investment in Category)

Expense Ratio

: 1.08%

(0.87% Category average)

Risk-O-Meter

Very High Risk

Large Cap Fund :Large Cap Fund : The fund has 89.55% investment in domestic equities of which 66.96% is in Large Cap stocks, 3.25% is in Mid Cap stocks, 0.81% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments.

Crisil Rank Change : Fund Crisil rank was updated from 3 to 4 in the previous quarter.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

Benchmark
BSE 100 TRI

-4.32%

-4.13%

-2.34%

13.17%

19.09%

17.23%

12.84%
NA
-1.4%

-2.87%

-1.16%

15.89%

21.38%

17.23%

14.66%

NA
Gold

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SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 07th January, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	31-Dec-24	10052.30	0.52%	-	-0.00%	5/32
1 Month	06-Dec-24	9737.70	-2.62%	-	-1.40%	12/32
3 Month	07-Oct-24	9750.30	-2.50%	-	-2.87%	10/32
6 Month	05-Jul-24	10227.60	2.28%	-	-1.16%	2/31
YTD	01-Jan-25	10014.20	0.14%	-	-0.00%	5/32
1 Year	05-Jan-24	12153.40	21.53%	21.34%	15.89%	3/30
2 Year	06-Jan-23	15692.00	56.92%	25.19%	21.38%	3/30
3 Year	07-Jan-22	15637.40	56.37%	16.05%	13.58%	5/28
5 Year	07-Jan-20	21039.40	110.39%	16.02%	17.23%	19/25
10 Year	07-Jan-15	31772.50	217.72%	12.24%	13.45%	21/23
Since Inception	01-Jan-13	43710.60	337.11%	13.05%	14.66%	28/31

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 07th January, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	05-Jan-24	12000	12852.46	7.1 %	13.32 %
2 Year	06-Jan-23	24000	30260.88	26.09 %	23.95 %
3 Year	07-Jan-22	36000	49974.47	38.82 %	22.44 %
5 Year	07-Jan-20	60000	98798.71	64.66 %	20.01 %
10 Year	07-Jan-15	120000	260399.33	117 %	14.8 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 30th Nov,2024)

Portfolio Turnover Ratio : 39.00% | Category average turnover ratio is 159.25%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 89.55% | F&O Holdings : 0.05%| Foreign Equity Holdings : 0.00%| Total : 89.60%

No of Stocks : 33 (Category Avg - 51.91) | Large Cap Investments : 66.96%| Mid Cap Investments : 3.25% | Small Cap Investments : 0.81% | Other : 18.58%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
ICICI Bank Ltd.	Private sector bank	4419.7	9.76%	0.19%	9.74% (Apr 2024)	8.63% (Aug 2024)	34.00 L	89.06 k
HDFC Bank Ltd.	Private sector bank	4393.8	9.70%	0.20%	10.05% (Jun 2024)	8.94% (Jul 2024)	24.46 L	0.00
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	2561	5.65%	0.38%	5.76% (Feb 2024)	4.61% (Aug 2024)	8.63 L	0.00
ITC Limited	Diversified fmcg	2518.5	5.56%	-0.22%	6.05% (Jul 2024)	4.28% (Nov 2023)	52.83 L	0.00
Bajaj Finance Ltd.	Non banking financial company (nbfc)	2258.4	4.99%	-0.30%	5.79% (Mar 2024)	3.22% (Nov 2023)	3.43 L	0.00
Axis Bank Ltd.	Private sector bank	2012.2	4.44%	-0.15%	7.75% (Nov 2023)	4.55% (Aug 2024)	17.71 L	0.00
State Bank Of India	Public sector bank	1987.6	4.39%	0.04%	4.35% (Oct 2024)	2.33% (Nov 2023)	23.69 L	0.00
SBI Life Insurance Co Ltd.	Life insurance	1643	3.63%	-0.52%	4.39% (Aug 2024)	3.76% (Apr 2024)	11.43 L	0.00
Kotak Mahindra Bank Ltd.	Private sector bank	1569.8	3.47%	0.03%	3.57% (Sep 2024)	0% (Nov 2023)	8.89 L	0.00
HCL Technologies Limited	Computers - software & consulting	1394.5	3.08%	0.10%	3.25% (Nov 2023)	2.18% (Apr 2024)	7.55 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	10.26%
Margin	Margin	0.22%
Net Receivables	Net Receivables	-0.08%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st December, 2024)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

12.77vs13.61

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.85vs0.97

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.64vs0.45

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.1vs0.06

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

2.88vs0.82

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
WhiteOak Capital Large Cap Fund - Direct Plan - Growth	NA	661.36	-1.37	-0.95	1.71	21.80	0.00
Invesco India Largecap Fund - Direct Plan - Growth	4	1316.64	-0.58	-0.70	1.28	21.46	15.15
Baroda BNP Paribas Large Cap Fund - Direct Plan - Growth	5	2402.85	-1.51	-4.18	-2.24	20.51	16.29
Bandhan Large Cap Fund - Direct Plan - Growth	4	1759.53	-1.03	-2.97	-0.12	18.80	14.04
Canara Robeco Bluechip Equity Fund - Direct Plan - Growth	3	14823.66	-0.87	-1.87	0.98	18.68	13.81
HSBC Large Cap Fund - Direct Plan - Growth	3	1946.22	-1.01	-1.42	1.29	18.22	13.89
Nippon India Large Cap Fund - Direct Plan - Growth	5	35313.48	-1.01	-1.70	-1.12	17.96	20.36
ICICI Prudential Bluechip Fund - Direct Plan - Growth	5	63938.03	-1.73	-3.59	-0.94	17.59	16.61
Franklin India Bluechip Fund - Direct - Growth	2	7847.47	-0.82	-2.07	1.28	17.52	11.93
Kotak Bluechip Fund - Direct Plan - Growth	3	9497.92	-1.64	-3.10	-1.37	17.14	13.81

Detailed Comparison

More Funds from DSP Mutual Fund

Out of 57 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 5 is/are ranked 4 * , 11 is/are ranked 3 * , 2 is/are ranked 2 * , 3 is/are ranked 1 * , and 32 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Liquidity Fund - Direct Plan - Growth	3	22864.39	0.72	1.78	3.62	7.45	6.50
DSP Midcap Fund - Direct Plan - Growth	1	19215.83	0.72	-0.24	1.41	22.11	17.47
DSP ELSS Tax Saver Fund - Direct Plan - Growth	4	16835.11	-1.52	-2.54	0.58	23.48	18.88
DSP Small Cap Fund - Direct Plan - Growth	2	16307.28	1.91	3.42	5.91	25.24	21.55
DSP Equity Opportunities Fund - Direct Plan - Growth	3	14022.78	-1.25	-2.54	-0.37	23.21	19.69
DSP Flexi Cap Fund - Direct Plan - Growth	3	11765.48	-1.26	-2.43	0.66	18.73	14.71
DSP Aggressive Hybrid Fund - Direct Plan - Growth	3	10379.44	-0.39	-0.38	4.13	18.65	13.47
DSP Arbitrage fund - Direct Plan - Growth	3	5971.16	0.89	2.00	3.81	8.01	6.91
DSP India T.I.G.E.R. Fund - Direct Plan - Growth	3	5515.28	-2.91	-3.27	-5.61	30.63	31.14
DSP Low Duration Fund - Direct Plan - Growth	5	5505.46	0.73	1.78	3.78	7.73	6.50